5902 Heather Ln, Cambridge, MD 21613 Property Records

Dorchester County property record for 5902 Heather Ln, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,520 sqft · built 2001
Lot Size	3.3 acres (143,748 sqft)
Owner	Individual Name on File
Last Sale	$750,000 (Nov 2025)
Tax Bill	$4,163 (2026)
Deeds & Mortgages	Nov 2025 Sale Feb 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`08-186952`

Property Details

APN / Parcel Number

Primary APN	`08-186952`
Alternative APNs	`8186952` `186952`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,520 sqft Total Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	143,748 sqft (3.3 acres)
View / Lot	Waterfront
Shed	1 Shed
Shed Area	870 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	186952
Street Address	5902 HEATHER LN
City	CAMBRIDGE
State	MD
Zip	21613-3201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 8 - 3.3 ACRES SE/S HEATHER LANE RUXTON LANDING
Legal Subdivision	RUXTON LNDG SUB
Legal Lot Number	8
Jurisdiction	DORCHESTER MD
Township / Civil Division	8, NECK
Census Block Group	3
Census Block	3024
Census Tract	970702

Owner

5902 Heather Ln is owned and occupied by an individual who bought it in November 2025.

Source: Dorchester County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	5902 HEATHER LN, CAMBRIDGE, MD 21613-3201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Deed, Transfer COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK LLC
Feb 2, 2022	Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2025 · Amount on File
Deed Sale	Nov 14, 2025 · Amount on File
Prior Sale	Feb 2, 2022 · Amount on File
Deed Book / Page	1979 / 459
Prior Transfer Date	Apr 2, 2015
Prior Transfer Doc	0012600182
Record Updated	Oct 29, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Nov 14, 2025
Property Address	5902 HEATHER LN, CAMBRIDGE, MD 21613-3201
Document Number	0019790459
Book / Page	1979 / 459
Map Reference	CAB 42 FO 286
Instrument Date	Oct 22, 2025
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK LLC

Transaction

Amount	Amount on Record
Tax	$3,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5902 HEATHER LN, CAMBRIDGE, MD 21613-3201

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Feb 2, 2022
Property Address	5902 HEATHER LN, CAMBRIDGE, MD 21613-3201
Document Number	0017170162
Book / Page	1717 / 162
Map Reference	CAB 42 PG 286
Instrument Date	Jan 12, 2022
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5902 HEATHER LN, CAMBRIDGE, MD 21613-3201

Mortgage

Document Number	0001717170
Date	Feb 2, 2022
Instrument	1717/170

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 5902 Heather Ln was $4,163, up 8.1% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,163.00 (+8.07%)	$359,300 (+8.19%) Land $83,000 Building $276,300	$359,300 (-) Land $83,000 Building $276,300
2025	$3,852.00	$332,100	$359,300 Land $83,000 Building $276,300
2023	$3,148.00	$277,700 Land $83,000 Building $194,700	$277,700 Land $83,000 Building $194,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5902 Heather Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 320 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	320 in force
Nearby Flood Claims	230 (1979–2025)
Claims Outside the SFHA	6 of 230
Most Recent Claim	Nov 2025 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Hurricane Isabel, Sep 2003 · 163 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5902 Heather Ln is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 94% of Maryland
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Bay Country Communications.

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