5902 Cliffside Dr, Troy, MI 48085 Property Records

Oakland County property record for 5902 Cliffside Dr, Troy, MI 48085 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1974
Square Footage2,250 sqft Living Area
Lot Size10,019 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$565,000 (2025)
Tax Bill$6,661.00 (2025)

Owner

Source: Oakland County records · APN 88-20-12-129-011

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5902 CLIFFSIDE DR, TROY, MI 48085-3850
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
LAKE MICHIGAN CU
Aug 18, 2021Deed of Trust, Mortgage · Line of Credit
LAKE MICHIGAN CU
Sep 25, 2025Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE CENTER
Jul 15, 2022Deed of Trust, Mortgage · Conventional Mortgage
DFCU FINANCIAL
Jul 25, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 25, 2025 · Amount on Record
Deed SaleSep 25, 2025 · Amount on Record
Prior SaleJul 25, 2022 · Amount on Record
Deed Doc Number2025120711
Deed Book / Page60555 / 253
Record RefreshedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address5902 CLIFFSIDE DR, TROY, MI 48085-3850
Transaction TypeMortgage
Record UpdatedOct 06, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5902 CLIFFSIDE DR, TROY, MI 48085-3850

Mortgage

Document Number0000201616
DateAug 18, 2021
Book Page56715/432
Instrument201616
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueSep 01, 2031

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address5902 CLIFFSIDE DR, TROY, MI 48085-3850
Transaction TypeMortgage
Record UpdatedOct 06, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5902 CLIFFSIDE DR, TROY, MI 48085-3850

Mortgage

Document Number0000201807
DateAug 18, 2021
Book Page56717/136
Instrument201807
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 15, 2046

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateSep 25, 2025
Property Address5902 CLIFFSIDE DR, TROY, MI 48085-3850
Document Number0000120711
Book / Page60555 / 253
Map ReferenceLB 134 PG 33
Instrument DateSep 19, 2025
Instrument120711
Transaction TypeTransfer
Record UpdatedOct 06, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,237.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5902 CLIFFSIDE DR, TROY, MI 48085-3850

Transferred To (Grantee/Buyer)

NameVerified Name
Address5902 CLIFFSIDE DR, TROY, MI 48085-3850

Mortgage

Document Number0060559704
DateSep 25, 2025
Instrument60559/704
Lender
NameMORTGAGE CENTER
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateOct 01, 2032
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change7.75%
Max Rate10.7%

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address5902 CLIFFSIDE DR, TROY, MI 48085-3850
Transaction TypeMortgage
Record UpdatedJan 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1959 BEECH LANE DR, TROY, MI 48083-1708

Mortgage

Document Number0000414990
DateJul 15, 2022
Book Page57954/829
Instrument414990
Lender
NameDFCU FINANCIAL
TypeCredit Union
AddressDEARBORN, MI 48126
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052
Interest
Rate TypeAdjustable Rate
Rate5.12%
Type Change DateAug 01, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10.1%
IndexOther
Margin3
Max Rate10.1%

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJul 25, 2022
Property Address5902 CLIFFSIDE DR, TROY, MI 48085-3850
Document Number0000419516
Book / Page57979 / 266
Map ReferenceLB 134 PG 33
Instrument DateJul 13, 2022
Instrument419516
Transaction TypeTransfer
Record UpdatedOct 18, 2022

Transaction

AmountAmount Recorded
Tax$3,600.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5902 CLIFFSIDE DR, 5902, TROY, MI 48085-3850

Transferred To (Grantee/Buyer)

NameVerified Name
Address1959 BEECH LANE DR, TROY, MI 48083-1708

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,661.00 (+79.11%)
2023$316,780
2022$3,719.00$158,390

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN88-20-12-129-011

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures8 Plumbing Fixtures
Building Area2,250 sqft Living Area
1st Floor1,290 sqft 1st Floor
Basement Area906 sqft Basement
Finished Basement1,290 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleColonial Style
Exterior MaterialBrick Exterior
Construction TypeBrick Construction
Roof ConstructionGable Roof Construction
Lot Area10,019 sqft (0.23 acres)
Depth X Width120 ft x 85 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area440 sqft Garage
Deck Area375 sqft Deck
Patio Area375 sqft Patio
Porch Area55 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address5902 CLIFFSIDE DR
CityTROY
StateMI
Zip48085-3850
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionT2N, R11E, SEC 12 STONERIDGE SUB LOT 187
Legal Range11E
Legal Township2N
Legal Section12
Legal SubdivisionSTONERIDGE SUB
Legal Lot Number187
JurisdictionOAKLAND MI
Minor Civil DivisionTROY
Census Blockgroup3
Census Block3003
Census Tract196000

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