5902 Baker Mountain Rd, Spencer, TN 38585 Property Records

Van Buren County property record for 5902 Baker Mountain Rd, Spencer, TN 38585

Property Summary

Property Type	Residential Vacant Land
Lot Size	7.04 acres (306,662 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (Apr 2022)
Tax Bill	$169 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`088044 04800`

Property Details

APN / Parcel Number

Primary APN	`088044 04800`
Alternative APN	`044 04800`

Exterior

Lot Area	306,662 sqft (7.04 acres)

Location & Zoning

Street Address	5902 BAKER MOUNTAIN RD
City	SPENCER
State	TN
Zip	38585-5417
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	DIST:04 MAP REF:044
Jurisdiction	VAN BUREN TN
Township / Civil Division	5
Census Block Group	1
Census Block	1102
Census Tract	925200

Owner

Source: Van Buren County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5902 BAKER MOUNTAIN RD, SPENCER, TN 38585-5417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage HOMELAND COMMUNITY BANK
Jan 20, 2021	Warranty Deed, Transfer · Seller Carry-Back DAVID LOWE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2022 · Amount on Record
Deed Sale	Apr 20, 2022 · Amount on Record
Prior Sale	Jan 20, 2021 · Amount on Record
Deed Document Number	22000596
Deed Book / Page	RB118 / 249
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN TN
Recording Date	Apr 20, 2022
Property Address	5902 BAKER MOUNTAIN RD, SPENCER, TN 38585-5417
Document Number	0RB118/249
Book / Page	RB118 / 249
Instrument Date	Apr 14, 2022
Instrument	22000596
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$148.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022000597
Date	Apr 20, 2022
Instrument	22000597

Lender

Name	HOMELAND COMMUNITY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN TN
Recording Date	Jan 20, 2021
Property Address	5902 BAKER MOUNTAIN RD, SPENCER, TN 38585-5417
Document Number	00RB109/67
Book / Page	RB109 / 67
Instrument Date	Jan 15, 2021
Instrument	21000084
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79.55
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 WINDING WAY, MC MINNVILLE, TN 37110-2147

Mortgage

Document Number	0021000085
Date	Jan 20, 2021
Instrument	21000085

Lender

Name	DAVID LOWE
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Van Buren County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Van Buren County
Unified School District	Van Buren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$169.00	$7,050 (-) Land $7,050
2024	$169.00	$7,050 (-) Land $7,050
2023	$169.00	$7,050 (-) Land $7,050
2022	$169.00	$7,050 Land $7,050	$28,200 (-) Land $28,200
2021			$28,200 Land $28,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 80% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY U.D. #2 serves 5,611 people · EPA ID TN0000655
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	No certified operator Sep 2018 Coliform assessment Sep 2018 Organic carbon removal Jul 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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