5901 Whiting Dr, McHenry, IL 60050 Property Records

McHenry County property record for 5901 Whiting Dr, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,037 sqft · built 2000
Lot Size	1 acres (44,431 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Jun 2026)
Tax Bill	$8,737 (2024)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-21-102-020`

Property Details

APN / Parcel Number

Primary APN	`09-21-102-020`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,037 sqft Living Area
1st Floor Area	4,165 sqft
Basement Area	1,139 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	44,431 sqft (1 acres)
Garage Area	804 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	510 sqft
Porch	Porch
Porch Area	924 sqft
Deck Area	451 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5901 WHITING DR
City	MCHENRY
State	IL
Zip	60050-1709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2024R0019972 LT 129 MARTIN WOODS UNIT 2
Legal Subdivision	MARTIN WOODS UNIT 2
Legal Block	102
Legal Lot Number	129
Legal Unit	2
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2046
Census Tract	870501

Owner

5901 Whiting Dr is owned and occupied by two individuals who bought it in June 2026.

Source: McHenry County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5901 WHITING DR, MCHENRY, IL 60050-1709
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FIDELITY MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2026 · Amount on File
Deed Sale	Jun 24, 2026 · Amount on File
Prior Sale	Aug 9, 2024 · Amount on File
Deed Document Number	202617648
Prior Transfer Date	May 6, 2009
Prior Transfer Doc	0000031078
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 24, 2026
Property Address	5901 WHITING DR, MCHENRY, IL 60050-1709
Document Number	0000017648
Instrument Date	Jun 18, 2026
Instrument	202617648
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$102,262.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5901 WHITING DR, MCHENRY, IL 60050-1709

Mortgage

Document Number	0000017649,
Date	Jun 24, 2026
Instrument	202617649

Lender

Name	FIRST STATE MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.75%
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	5901 WHITING DR, MCHENRY, IL 60050-1709
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DUKANE TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024355
Date	Jul 1, 2020
Instrument	2020R0024355

Lender

Name	AMERICAN FIDELITY MORTGAGE SERVICES INC
Type	Mortgage Company
Address	WHEATON, IL 60189

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$8,737.00	$166,924 Land $12,759 Building $154,165	$500,772 Land $38,277 Building $462,495
2022	Homeowner's exemption	$138,739 Land $26,734 Building $112,005	$416,217 Land $80,202 Building $336,015

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5901 Whiting Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5901 Whiting Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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