Union County property record for 5901 Postgate Ln, Waxhaw, NC 28173
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 3,101 sqft · built 2002 |
| Lot Size | 0.893 acres (38,899 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Jun 2017) |
| Tax Bill | $3,749 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-078-094 |
| Primary APN | 06-078-094 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,101 sqft Living Area |
| Gross Area | 3,827 sqft |
| 1st Floor Area | 2,024 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 38,899 sqft (0.893 acres) |
| Garage Type | Attached |
| Garage Area | 726 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 100 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5901 POSTGATE LN |
|---|---|
| City | WAXHAW |
| State | NC |
| Zip | 28173-6737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-20 WESLE |
| Legal Description | #34C STONEGATE MP7 OPCF586 |
| Legal Subdivision | STONEGATE |
| Legal Lot Number | 34C |
| Jurisdiction | UNION NC |
| Township / Civil Division | SANDY RIDGE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 21012 |
5901 Postgate Ln, a rural home, is owned and occupied by two individuals who bought it in June 2017.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5901 POSTGATE LN, WAXHAW, NC 28173-6737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Feb 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Jun 29, 2017 | Warranty Deed, Transfer · Conventional Mortgage |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2017 · Amount on File |
| Deed Sale | Jun 29, 2017 · Amount on File |
| Prior Sale | Mar 28, 2002 · Amount on File |
| Deed Document Number | 201718398 |
| Deed Book / Page | 6962 / 640 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 5901 POSTGATE LN, WAXHAW, NC 28173-6737 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|
| Document Number | 8273511 |
|---|---|
| Date | Oct 8, 2021 |
| Book Page | 8273/511 |
| Instrument | 48269 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 5901 POSTGATE LN, WAXHAW, NC 28173-6737 |
| Document Number | 7599391 |
| Instrument Date | Feb 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 5901 POSTGATE LN WAXHAW NC 281736737, WAXHAW, NC 28173-6737 |
| Document Number | 7599391 |
|---|---|
| Date | Mar 2, 2020 |
| Book Page | 007599/000391 |
| Instrument | 7012 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jun 29, 2017 |
| Property Address | 5901 POSTGATE LN, WAXHAW, NC 28173-6737 |
| Document Number | 6962640 |
| Book / Page | 6962 / 640 |
| Map Reference | CAB F FILE 386 |
| Instrument Date | Jun 29, 2017 |
| Instrument | 0018398 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 328, LAKE WACCAMAW, NC 28450-0328 |
| Name | Verified Name |
|---|---|
| Address | 5901 POSTGATE LN, WAXHAW, NC 28173-6737 |
| Document Number | , 0018399 |
|---|---|
| Date | Jun 29, 2017 |
| Instrument | 0018399 |
| Type | Mortgage Company |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
The 2025 property tax bill for 5901 Postgate Ln was $3,749.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Wesley Chapel Village |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $769,800 (-) Land $130,800 Building $639,000 | $769,800 (-) Land $130,800 Building $639,000 | |
| 2025 | $3,749.00 | $769,800 Land $130,800 Building $639,000 | $769,800 Land $130,800 Building $639,000 |
| 2023 | $3,154.00 | $494,200 Land $77,200 Building $417,000 | $494,200 Land $77,200 Building $417,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5901 Postgate Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5901 Postgate Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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