5901 Edgewater Ter, Sebring, FL 33876 Property Records

Highlands County property record for 5901 Edgewater Ter, Sebring, FL 33876

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,870 sqft · built 1994
Lot Size	0.717 acres (31,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Aug 2019)
Tax Bill	$1,690 (2025)
Deeds & Mortgages	Mar 2026 Transfer Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C-15-35-30-060-00U0-0330`

Property Details

APN / Parcel Number

Primary APN	`C-15-35-30-060-00U0-0330`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,870 sqft Living Area
Gross Area	2,378 sqft
1st Floor Area	1,830 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	31,250 sqft (0.717 acres)
Lot Dimensions	250 ft deep x 250 ft wide
Garage Type	Attached
Garage Area	508 sqft
Driveway	Concrete Driveway
Driveway Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	420 sqft
Porch	Florida Room
Porch Area	40 sqft
Deck Area	221 sqft
Patio Area	620 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	5901 EDGEWATER TER
City	SEBRING
State	FL
Zip	33876-6451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SPRING LAKE VILLAGE VI PB 10 PG 21 LOTS 33 + 34 BLK U
Legal Range	30E
Legal Township	35S
Legal Section	15
Legal Subdivision	SPRING LAKE VILL 06
Legal Block	U
Legal Lot Number	33,34
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4051
Census Tract	961000

Owner

Source: Highlands County records, as of July 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5901 EDGEWATER TER, SEBRING, FL 33876-6451
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 20, 2017	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2019 · Amount on Record
Deed Sale	Aug 16, 2019 · Amount on Record
Prior Sale	Aug 20, 2015 · Amount on Record
Deed Document Number	201952440
Deed Book / Page	2707 / 1703
Prior Transfer Date	Jul 18, 2003
Prior Transfer Doc	0001208073
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 24, 2026
Property Address	5901 EDGEWATER TER, SEBRING, FL 33876-6451
Document Number	0002305212
Book / Page	3181 / 1370
Map Reference	MB 10 PG21
Instrument Date	Mar 23, 2026
Instrument	2305212
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5901 EDGEWATER TER, SEBRING, FL 33876-6451

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5901 EDGEWATER TER, SEBRING, FL 33876-6451

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	5901 EDGEWATER TER, SEBRING, FL 33876-6451
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	NETCO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5901 EDGEWATER TER, SEBRING, FL 33876-6451

Mortgage

Document Number	0002021764
Date	Mar 2, 2021
Book Page	2805/1799
Instrument	2021764

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	5901 EDGEWATER TER, SEBRING, FL 33876-6451
Document Number	0001840771
Book / Page	002564 / 000346
Instrument Date	Jan 20, 2017
Transaction Type	Mortgage
Record Updated	Feb 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5901 EDGEWATER TER SEBRING FL 338766451, SEBRING, FL 33876-6451

Mortgage

Document Number	0001840771
Date	Jan 31, 2017
Book Page	002564/000346
Instrument	1840771

Lender

Name	MIDFLORIDA FCU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 30, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,690.00 (+4.13%) Homeowner's exemption Disabled Person's exemption	$92,874 (+5.99%)	$270,734 (-0.47%) Land $30,000 Building $240,734
2024	$1,623.00 (+7.27%)
2023	$1,513.00 (-0.85%) Homeowner's exemption Disabled Person's exemption	$87,628 (+3%)	$272,008 (+14.12%) Land $30,000 Building $242,008
2022	$1,526.00 Homeowner's exemption Disabled Person's exemption	$85,076	$238,346 Land $22,000 Building $216,346

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	4 (2017–2022)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE IMPROVEMENT DISTIRCT serves 4,098 people · EPA ID FL5280266
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Conexon Connect.

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