5900 Waters Edge Rd, Midlothian, VA 23112 Property Records

Chesterfield County property record for 5900 Waters Edge Rd, Midlothian, VA 23112

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,140 sqft · built 1984
Lot Size0.471 acres (20,517 sqft)
OwnerIndividual Name on Record
Last Sale$465,000 (Apr 2024)
Tax Bill$4,069 (2026)
Deeds & MortgagesApr 2024 Sale & Mortgage
Sep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN722-67-62-95-800-000

Property Details

APN / Parcel Number

Primary APN722-67-62-95-800-000
Alternative APNs
  • 061090300000036
  • 432269000
  • 474646000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,140 sqft Finished Area
1st Floor Area268 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleTraditional
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeMasonry
Roof MaterialComposition Shingle
Lot Area20,517 sqft (0.471 acres)
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area30 sqft
Deck Area264 sqft
Patio Area264 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number474646000
Street Address5900 WATERS EDGE RD
CityMIDLOTHIAN
StateVA
Zip23112-2413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR9 - SINGL
Legal DescriptionWATERS EDGE L 36
Legal SubdivisionWATERS EDGE
Legal Lot Number36
JurisdictionCHESTERFIELD VA
Township / Civil DivisionMATOACA
Census Block Group3
Census Block3012
Census Tract101007

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5900 WATERS EDGE RD, MIDLOTHIAN, VA 23112-2413
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2024Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Sep 27, 2021Warranty Deed, Transfer · Conventional Mortgage
OVM FINANCIAL INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 11, 2024 · Amount on Record
Deed SaleApr 11, 2024 · Amount on Record
Prior SaleSep 27, 2021 · Amount on Record
Deed Document Number202410218
Deed Book / Page14526 / 380
Record UpdatedOct 29, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTERFIELD VA
Recording DateApr 11, 2024
Property Address5900 WATERS EDGE RD, MIDLOTHIAN, VA 23112-2413
Document Number014526-380
Book / Page14526 / 380
Instrument DateMar 18, 2024
Instrument2024010218
Transaction TypeTransfer
Record UpdatedApr 24, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5900 WATERS EDGE RD, MIDLOTHIAN, VA 23112-2413

Mortgage

Document Number2024010219
DateApr 11, 2024
Instrument2024010219
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTERFIELD VA
Recording DateSep 27, 2021
Property Address5900 WATERS EDGE RD, MIDLOTHIAN, VA 23112-2413
Document Number13649-382
Book / Page13649 / 382
Instrument DateSep 16, 2021
Instrument2021062205
Transaction TypeTransfer
Record UpdatedOct 13, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021062206
DateSep 27, 2021
Instrument2021062206
Lender
NameOVM FINANCIAL INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyChesterfield County
Unified School DistrictChesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,069.00 (+29.3%)$454,400 (+3.37%) Land $110,000 Building $344,400$454,400 (+3.37%) Land $110,000 Building $344,400
2025$439,600 (+28.13%) Land $105,000 Building $334,600$439,600 (+28.13%) Land $105,000 Building $334,600
2023$3,147.00$343,100 Land $98,000 Building $245,100$343,100 Land $98,000 Building $245,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2007)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHESTERFIELD CO CENTRAL WATER SYSTEM
serves 389,897 people · EPA ID VA4041845
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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