5900 W Elm St, Black Hawk, SD 57718 Property Records

Meade County property record for 5900 W Elm St, Black Hawk, SD 57718

Property Summary

Property TypeSingle Family Home
Details3 bd · built 1976
Lot Size0.459 acres (19,994 sqft)
Owner2 Individual Names on File
Tax Bill$2,706 (2025)
Deeds & MortgagesApr 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN20.53.06.03

Property Details

APN / Parcel Number

Primary APN20.53.06.03

Interior

Bedrooms3 Beds

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Lot Area19,994 sqft (0.459 acres)

Location & Zoning

Street Address5900 W ELM ST
CityBLACK HAWK
StateSD
Zip57718-9404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBORDEN SUB LOT 3 BLK 6
Legal Range07
Legal Township02
Legal Section07
Legal SubdivisionBORDEN SUB
Legal Block6
Legal Lot Number3
JurisdictionMEADE SD
Township / Civil DivisionSOUTHWEST MEADE
Census Block Group1
Census Block1002
Census Tract20303

Owner

5900 W Elm St is owned and occupied by two individuals.

Source: Meade County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address5900 W ELM ST, BLACK HAWK, SD 57718-9404
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMEADE SD
Property Address5900 W ELM ST, BLACK HAWK, SD 57718-9404
Transaction TypeMortgage
Record UpdatedApr 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000974/940
DateApr 6, 2023
Book Page974/940
Instrument23001804
Lender
NameSENTINEL FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueMay 1, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 5900 W Elm St was $2,706, up 5% from the year before.

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMeade County
Unified School DistrictRapid City School District 51-4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$279,331 (+4.87%) Land $49,994 Building $229,337$279,331 (+4.87%) Land $49,994 Building $229,337
2025$2,706.00 (+5.05%) Additional exemption filed$266,350 Land $49,994 Building $216,356$266,350 Land $49,994 Building $216,356
2024$2,576.00
2023$263,855 Land $44,342 Building $219,513
2022$2,827.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5900 W Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 5, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5900 W Elm St is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · above 50% of South Dakota
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLACK HAWK WATER USER DISTRICT
serves 4,500 people · EPA ID SD4600043
Water SourceGroundwater
Last State InspectionApr 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Feb 2017
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 60
Bluepeak
Cable · Fiber in parts of the area
1,000 / 30
Verizon
Fixed Wireless
300 / 20
Wisp West
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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