5900 Sarah Ct, Carmichael, CA 95608 Property Records

Sacramento County property record for 5900 Sarah Ct, Carmichael, CA 95608

Property Summary

Property Type	Multi-Family Dwellings
Details	5 bd · 3.5 ba · 3,306 sqft · built 1990
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$624,000 (Nov 2018)
Tax Bill	$9,670 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`283-0400-020-0000`

Property Details

APN / Parcel Number

Primary APN	`283-0400-020-0000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Units	2 Units
Stories	1 Story
Building Area	3,306 sqft Living Area
1st Floor Area	2,808 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Area	805 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5900 SARAH CT
City	CARMICHAEL
State	CA
Zip	95608-5555
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RD-2
Legal Description	PARCEL MAP, LOT 1
Legal Subdivision	PARCEL MAP
Legal Lot Number	1
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3000
Census Tract	7702

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5900 SARAH CT, CARMICHAEL, CA 95608-5555
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage WHOLESALE DIRECT LENDING
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage WHOLESALE DIRECT LENDING
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage WHOLESALE DIRECT LNDG
May 24, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Nov 21, 2018	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2018 · Amount on Record
Deed Sale	Nov 21, 2018 · Amount on Record
Prior Sale	Jul 27, 2012 · Amount on Record
Deed Book / Page	20181121 / 1003
Prior Transfer Date	Mar 24, 2009
Prior Transfer Doc	0000001964
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5900 SARAH CT, CARMICHAEL, CA 95608-5555
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5900 SARAH CT, CARMICHAEL, CA 95608-5555

Mortgage

Document Number	0000001255
Date	May 14, 2021
Instrument	202105141255

Lender

Name	WHOLESALE DIRECT LENDING
Type	Non-Lending Institution
Address	SACRAMENTO, CA 95816

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5900 SARAH CT, CARMICHAEL, CA 95608-5555
Transaction Type	Mortgage
Record Updated	May 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5900 SARAH CT, CARMICHAEL, CA 95608-5555

Mortgage

Document Number	5140000001255
Date	May 14, 2021
Book Page	20210514/1255

Lender

Name	WHOLESALE DIRECT LENDING
Type	Non-Lending Institution
Address	SACRAMENTO, CA 95816

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5900 SARAH CT, CARMICHAEL, CA 95608-5555
Document Number	2008191648
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 4, 2020
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5900 SARAH CT CARMICHAEL CA 956085555, CARMICHAEL, CA 95608-5555

Mortgage

Document Number	2008191648
Date	Aug 19, 2020
Instrument	2008191648

Lender

Name	WHOLESALE DIRECT LNDG
Address	725 30TH ST # 102, SACRAMENTO, CA 95816-3842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5900 SARAH CT, CARMICHAEL, CA 95608-5555
Document Number	1905301133
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5900 SARAH CT CARMICHAEL CA 956085555, CARMICHAEL, CA 95608-5555

Mortgage

Document Number	1905301133
Date	May 30, 2019
Instrument	1905301133

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2049

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 21, 2018
Property Address	5900 SARAH CT, CARMICHAEL, CA 95608-5555
Document Number	1811211003
Instrument Date	Nov 14, 2018
Instrument	1811211003
Transaction Type	Transfer
Record Updated	Dec 5, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$686.40
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5900 SARAH CT CARMICHAEL CA 956085555, CARMICHAEL, CA 95608-5555

Mortgage

Document Number	1811211004
Date	Nov 21, 2018
Instrument	1811211004

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$821,208 (+2%) Land $270,799 Building $550,409
2025	$9,670.00 (+2.18%) Homeowner's exemption	$805,107 (+4.04%) Land $265,490 Building $539,617
2024	$9,464.00 (+1.7%)
2023	$9,306.00 (+2.05%) Homeowner's exemption	$773,846 Land $255,182 Building $518,664
2022	$9,119.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	6 (1986–2017)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fidium Fiber, GeoLinks, T-Mobile.

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