5900 S Garden Rd, Providence Forge, VA 23140 Property Records

New Kent County property record for 5900 S Garden Rd, Providence Forge, VA 23140 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,684 sqft · built 1988
Lot Size	15.1 acres (658,627 sqft)
Owner	2 Company Names on File
Last Sale	$500,000 (Jun 2025)
Tax Bill	$2,589 (2025)
Deeds & Mortgages	Jul 2017 Refinance Feb 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`31 15A`

Property Details

APN / Parcel Number

Primary APN	`31 15A`
Alternative APNs	`4965` `5102`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,684 sqft Living Area
Gross Area	3,188 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	658,627 sqft (15.1 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5102
Street Address	5900 S GARDEN RD
City	PROVIDENCE FORGE
State	VA
Zip	23140-3155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF TIMBERLAKES PB 10/54 15.1198 AC DB 566/797
Legal Subdivision	PART OF TIMBERLAKES
Legal Lot Number	15
Legal Unit	A
Jurisdiction	NEW KENT VA
Township / Civil Division	4
Census Block Group	1
Census Block	1030
Census Tract	700200

Owner

Source: New Kent County records · APN 31 15A

Assessment roll updated November 24, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	5900 S GARDEN RD, PROVIDENCE FORGE, VA 23140-3155
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Feb 14, 2020	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Feb 02, 2010	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY MORTGAGE COMPA
Feb 02, 2010	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Mar 13, 2026	Intrafamily Transfer, Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 24, 2025 · Amount on Record
Deed Sale	Jun 24, 2025 · Amount on Record
Deed Document Number	20252133
Prior Transfer Date	Jul 10, 2024
Prior Transfer Doc	0000002193
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW KENT VA
Property Address	5900 S GARDEN RD, PROVIDENCE FORGE, VA 23140-3155
Transaction Type	Mortgage
Record Updated	Apr 06, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00667/1144
Date	Jul 21, 2017
Book Page	667/1144
Instrument	170002197

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2032

Interest

Rate Type	Fixed Rate
Rate	4.25%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW KENT VA
Property Address	5900 S GARDEN RD, PROVIDENCE FORGE, VA 23140-3155
Transaction Type	Mortgage
Record Updated	Apr 06, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200000556
Date	Feb 14, 2020
Instrument	200000556

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 28, 2050

Interest

Rate Type	Adjustable Rate

February 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW KENT VA
Property Address	5900 S GARDEN RD, PROVIDENCE FORGE, VA 23140-3155
Transaction Type	Mortgage
Record Updated	Apr 06, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001000/318
Date	Feb 02, 2010
Book Page	1000/318

Lender

Name	PROSPERITY MORTGAGE COMPA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2040

Interest

Rate Type	Fixed Rate
Rate	5.13%

February 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW KENT VA
Property Address	5900 S GARDEN RD, PROVIDENCE FORGE, VA 23140-3155
Transaction Type	Mortgage
Record Updated	Apr 06, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001000/319
Date	Feb 02, 2010
Book Page	1000/319

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Feb 25, 2050

Interest

Rate Type	Adjustable Rate

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEW KENT VA
Recording Date	Mar 13, 2026
Property Address	5900 S GARDEN RD, PROVIDENCE FORGE, VA 23140-3155
Document Number	0260000910
Map Reference	MB 127 PG 463
Instrument Date	Mar 03, 2026
Instrument	260000910
Transaction Type	Transfer
Record Updated	Apr 06, 2026
Title Company	COHESIVE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5900 S GARDEN RD, PROVIDENCE FORGE, VA 23140-3155

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5900 SOUTH GARDEN RD, PROVIDENCE FORGE, VA 23140-3155

Mortgage

Document Number	0260001028
Date	Mar 13, 2026
Instrument	260001028

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.62%

Tax Assessment & Valuation

Source: New Kent County records · Assessment roll updated November 24, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	New Kent County
Unified School District	New Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,589.00	$377,000 (+15.29%) Land $123,300 Building $253,700	$377,000 (+15.29%) Land $123,300 Building $253,700
2024	$2,589.00 (+18.22%)
2023	$2,190.00	$327,000 Land $105,000 Building $222,000	$327,000 Land $105,000 Building $222,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, New Kent County (51127C), updated October 20, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511277002001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2003, rainfall accumulation, Hurricane Isabel

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Fiber	1,000 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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