5900 Rosemary Ln, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 5900 Rosemary Ln, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	1,320 sqft · built 2005
Lot Size	0.519 acres (22,651 sqft)
Owner	Individual Name on Record
Last Sale	$123,800 (Mar 2014)
Tax Bill	$526 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-10-08-34-0-000-129.000`

Property Details

APN / Parcel Number

Primary APN	`13-10-08-34-0-000-129.000`
Alternative APNs	`ALT APN:1008340000129000` `28000`

Interior

Stories	1 Story
Building Area	1,320 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	22,651 sqft (0.519 acres)
Porch	Open Porch
Porch Area	120 sqft
Deck Area	200 sqft

Location & Zoning

Account Number	28000
Street Address	5900 ROSEMARY LN
City	CEDAR BLUFF
State	AL
Zip	35959-5122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15, BLK A, F P SEWELL S/D, PB 6/96
Legal Block	A
Legal Lot Number	15
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	2
Census Block	2065
Census Tract	955701

Owner

Source: Cherokee County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5900 ROSEMARY LN, CEDAR BLUFF, AL 35959-5122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2014 · Amount on Record
Deed Sale	Mar 17, 2014 · Amount on Record
Deed Document Number	183147
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	5900 ROSEMARY LN, CEDAR BLUFF, AL 35959-5122
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	PUNCTUAL ABSTRACT COMPANY INC, PUNCTUAL ABSTRACT CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000221617
Date	Dec 1, 2021
Instrument	221617

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2041

Interest

Rate Type	Fixed Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	5900 ROSEMARY LN, CEDAR BLUFF, AL 35959-5122
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000219882
Date	Aug 18, 2021
Instrument	219882

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 1, 2045

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Municipality	Cedar Bluff Town
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$526.00 Homeowner's exemption	$11,700 (-) Land $560 Building $11,140	$123,100 (-) Land $5,500 Building $117,600
2024	$526.00 Additional exemption filed	$11,700 (-5.19%) Land $560 Building $11,140	$123,100 (-) Land $5,500 Building $117,600
2023	$526.00 Homeowner's exemption	$12,340 (+928.33%)	$123,100 (-) Land $5,500 Building $117,600
2022	$526.00 Homeowner's exemption	$1,200 Land $560 Building $640	$123,100 Land $5,500 Building $117,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR BLUFF UTILITIES BOARD serves 4,281 people · EPA ID AL0000187
Water Source	Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

May also be available: AT&T, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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