5900 Raintree Cir, Concord, NC 28027 Property Records

Cabarrus County property record for 5900 Raintree Cir, Concord, NC 28027

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,512 sqft · built 2021
Lot Size	0.94 acres (40,934 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Feb 2026)
Tax Bill	$1,564 (2023)
Deeds & Mortgages	Aug 2024 Mortgage May 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04101A0021.000000`

Property Details

APN / Parcel Number

Primary APN	`04101A0021.000000`
Alternative APNs	`5602 03 5614` `142479` `166752`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Living Area
Gross Area	1,548 sqft
1st Floor Area	1,512 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	40,934 sqft (0.94 acres)
Lot Dimensions	211 ft deep x 194 ft wide
Deck Area	36 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	166752
Street Address	5900 RAINTREE CIR
City	CONCORD
State	NC
Zip	28027-7674
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R1
Legal Description	LT 21 SPRING VALLEY
Legal Subdivision	SPRING VALLEY
Legal Lot Number	21
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	1
Census Block	1003
Census Tract	41202

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5900 RAINTREE CIR, CONCORD, NC 28027-7674
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2024	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
May 2, 2025	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 25, 2026	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Nov 13, 2023	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 4, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2026 · Amount on Record
Deed Sale	Feb 25, 2026 · Amount on Record
Prior Sale	Nov 13, 2023 · Amount on Record
Deed Document Number	20264182
Deed Book / Page	17862 / 328
Prior Transfer Date	Dec 1, 2020
Prior Transfer Doc	0001472490
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	5900 RAINTREE CIR, CONCORD, NC 28027-7674
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5900 RAINTREE CIR, CONCORD, NC 28027-7674

Mortgage

Document Number	0017079200
Date	Aug 30, 2024
Book Page	17079/200

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	5900 RAINTREE CIR, CONCORD, NC 28027-7674
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5900 RAINTREE CIR, CONCORD, NC 28027-7674

Mortgage

Document Number	0017417141
Date	May 2, 2025
Book Page	17417/141

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2055

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Feb 25, 2026
Property Address	5900 RAINTREE CIR, CONCORD, NC 28027-7674
Document Number	0017862328
Book / Page	17862 / 328
Map Reference	MB 14 PG 49
Instrument Date	Feb 24, 2026
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2570 LIPE RD, CHINA GROVE, NC 28023-9305

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017862330
Date	Feb 25, 2026
Instrument	17862/330

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Nov 13, 2023
Property Address	5900 RAINTREE CIR, CONCORD, NC 28027-7674
Document Number	0016716284
Book / Page	16716 / 284
Map Reference	MB 14 PG 49
Instrument Date	Nov 13, 2023
Transaction Type	Transfer
Record Updated	Nov 21, 2023
Title Company	AUSTIN TITLE, AUSTIN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$564.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2281 FEMOLIFF ROAD, ROCK HILL, SC 29732

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5900 RAINTREE CIR, CONCORD, NC 28027-7674

Mortgage

Document Number	0167160286
Date	Nov 13, 2023
Instrument	16716-0286

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Dec 4, 2020
Property Address	5900 RAINTREE CIR, CONCORD, NC 28027-7674
Document Number	14724303
Book / Page	014724 / 000303
Instrument Date	Nov 30, 2020
Instrument	43606
Transaction Type	Transfer
Record Updated	Dec 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$60.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3316 OSCEOLA LN CHARLOTTE NC 282692446, CHARLOTTE, NC 28269-2446

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,150 (-) Land $65,000 Building $183,150
2025		$248,150 (+117.41%) Land $65,000 Building $183,150
2024			$248,150 (+117.41%) Land $65,000 Building $183,150
2023	$1,564.00	$114,140 Land $24,000 Building $90,140	$114,140 Land $24,000 Building $90,140

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING VALLEY MH S/D private · serves 168 people · EPA ID NC0113135
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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