5900 Lucerne Ave, Tracy, CA 95304 Property Records

San Joaquin County property record for 5900 Lucerne Ave, Tracy, CA 95304

Property Summary

Property TypeFarm - Irrigated or Dry
Lot Size85.3 acres (3,719,153 sqft)
Owner2 Individual Names on Record
Tax Bill$5,921 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Oct 2023 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN213-090-050-000

Property Details

APN / Parcel Number

Primary APN213-090-050-000
Alternative APN
  • 213-090-05

Exterior

Lot Area3,719,153 sqft (85.3 acres)

Location & Zoning

Old Parcel Number213-090-05
Street Address5900 LUCERNE AVE
CityTRACY
StateCA
Zip95304
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Farm - Irrigated or Dry
Local Zoning CodeAG40
Legal DescriptionPESCADERO COLONY 02 LOT 33,41
Legal SubdivisionPESCADERO COLONY 2A
Legal Block1
Legal Lot Number41
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1038
Census Tract5214

Owner

Source: San Joaquin County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6881 DELTA AVE, TRACY, CA 95304-9423
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2026Deed of Trust, Mortgage · Line of Credit
COMMUNITY WEST BANK
Oct 18, 2023Deed of Trust, Mortgage · Commercial Mortgage
MISSION BANK
Oct 5, 2017Deed of Trust, Mortgage
FARM CREDIT SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateSep 9, 2004
Transfer Doc0000149921
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Recording DateApr 24, 2026
Property Address5900 LUCERNE AVE, TRACY, CA 95304
Document Number0000037383
Instrument DateMar 12, 2026
Instrument202637383
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205

Mortgage

Document Number0000037383,
DateApr 24, 2026
Instrument202637383
Lender
NameCOMMUNITY WEST BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.09%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address5900 LUCERNE AVE, TRACY, CA 95304
Transaction TypeMortgage
Record UpdatedOct 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6881 DELTA AVE, TRACY, CA 95304-9423

Mortgage

Document Number0000084839
DateOct 18, 2023
Instrument2023-084839
Lender
NameMISSION BANK
TypeBank
AddressBAKERSFIELD, CA 93302
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address5900 LUCERNE AVE, TRACY, CA 95304
Document Number0000119408
Instrument DateOct 5, 2017
Transaction TypeMortgage
Record UpdatedNov 15, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6851 DELTA AVE TRACY CA 95304, TRACY, CA 95304

Mortgage

Document Number0000119408
DateOct 13, 2017
Instrument119408
Lender
NameFARM CREDIT SVCS
TypeFunding / Finance Company
AddressSTOCKTON, CA 95206
Agreement
AmountAmount Recorded
Term432 Months
DueOct 12, 2053
Interest
Rate3.25%

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
Unified School DistrictBanta Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,921.00 (+1.46%)$498,114 (+0.69%) Land $415,569 Building $82,545
2023$5,836.00 (+6.22%)$494,698 Land $415,357 Building $79,341
2022$5,494.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation22.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 107 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies107 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Matrix Broadband
Fixed Wireless
400 / 80
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Ayera Technologies
Fixed Wireless
120 / 40
T-Mobile
Fixed Wireless
100 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
25 / 3

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