5900 Gavin Ln, Kalamazoo, MI 49009 Property Records

Kalamazoo County property record for 5900 Gavin Ln, Kalamazoo, MI 49009

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,440 sqft · built 2018
Lot Size	0.97 acres (42,253 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,272 (2025)
Deeds & Mortgages	May 2023 Mortgage Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-13-160-015`

Property Details

APN / Parcel Number

Primary APN	`09-13-160-015`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,440 sqft Living Area
1st Floor Area	1,672 sqft
Basement Area	1,816 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	42,253 sqft (0.97 acres)
Lot Width	160 ft Width
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5900 GAVIN LN
City	KALAMAZOO
State	MI
Zip	49009-9162
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	APPLEGATE WOODS UNIT 15
Legal Subdivision	APPLEGATE WOODS
Legal Unit	15
Jurisdiction	KALAMAZOO MI
Township / Civil Division	TEXAS
Census Block Group	1
Census Block	1009
Census Tract	3007

Owner

5900 Gavin Ln is owned and occupied by two individuals.

Source: Kalamazoo County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5900 GAVIN LN, KALAMAZOO, MI 49009-9162
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Mar 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Jul 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	5900 GAVIN LN, KALAMAZOO, MI 49009-9162
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5900 GAVIN LN, KALAMAZOO, MI 49009-9162

Mortgage

Document Number	2023010345
Date	May 4, 2023
Instrument	2023-010345

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	61 Months
Due	Jun 1, 2028

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	5900 GAVIN LN, KALAMAZOO, MI 49009-9162
Transaction Type	Mortgage
Record Updated	Apr 15, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021011959
Date	Mar 26, 2021
Instrument	2021-011959

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	5900 GAVIN LN, KALAMAZOO, MI 49009-9162
Transaction Type	Mortgage
Record Updated	Feb 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020045701
Date	Dec 29, 2020
Instrument	2020-045701

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	5900 GAVIN LN, KALAMAZOO, MI 49009-9162
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018037828
Date	Dec 6, 2018
Instrument	2018-037828

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	5900 GAVIN LN, KALAMAZOO, MI 49009-9162
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020006768
Date	Mar 3, 2020
Instrument	2020-006768

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	5900 GAVIN LN, KALAMAZOO, MI 49009-9162
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DEVON TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019018571
Date	Jul 2, 2019
Instrument	2019-018571

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5900 Gavin Ln was $11,272 with a homeowner's exemption.

Source: Kalamazoo County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Texas Charter Township
Unified School District	Portage Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$384,700	$769,400
2025	$11,272.00 Homeowner's exemption
2023		$341,600	$683,200
2019	$8,681.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5900 Gavin Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5900 Gavin Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTAGE serves 46,292 people · EPA ID MI0005520
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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