5900 Chestnut Rd, Independence, OH 44131 Property Records

Cuyahoga County property record for 5900 Chestnut Rd, Independence, OH 44131

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,482 sqft · built 1948
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$234,000 (Jun 2019)
Tax Bill	$4,239 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`562-22-011`

Property Details

APN / Parcel Number

Primary APN	`562-22-011`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,482 sqft Living Area
1st Floor Area	1,482 sqft
Basement Area	1,418 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	200 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	153 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	5900 CHESTNUT RD
City	INDEPENDENCE
State	OH
Zip	44131-3375
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U-1
Legal Description	TR 2 40 WP 250 FT W OF CL ELMWOOD AVE
Legal Subdivision	FT W OF CL ELMWOOD
Legal Tract	2
Legal Lot Number	40
Jurisdiction	CUYAHOGA OH
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1002
Census Tract	156102

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	2 Co-owners on Record
Mailing Address	5900 CHESTNUT RD, INDEPENDENCE, OH 44131-3375
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2020	Deed of Trust, Mortgage · Line of Credit PNC BK
Jun 10, 2019	Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Jun 10, 2019 · Amount on Record
Deed Sale	Jun 10, 2019 · Amount on Record
Prior Sale	Oct 4, 2016
Deed Document Number	0006100642
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	5900 CHESTNUT RD, INDEPENDENCE, OH 44131-3375
Document Number	0009080148
Instrument Date	Aug 15, 2020
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5900 CHESTNUT RD INDEPENDENCE OH 441313375, INDEPENDENCE, OH 44131-3375

Mortgage

Document Number	0009080148
Date	Sep 8, 2020
Instrument	9080148

Lender

Name	PNC BK
Type	Bank
Address	INDEPENDENCE, OH 44131

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jun 10, 2019
Property Address	5900 CHESTNUT RD, INDEPENDENCE, OH 44131-3375
Document Number	0006100642
Instrument Date	Jun 7, 2019
Instrument	6100642
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$936.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5900 CHESTNUT RD INDEPENDENCE OH 441313375, INDEPENDENCE, OH 44131-3375

Mortgage

Document Number	6100643
Date	Jun 10, 2019
Instrument	6100643

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2049

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Independence City
Unified School District	Independence Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,239.00 (-3.48%)	$89,680 (-) Land $17,190 Building $72,490
2024	$4,392.00 (+7.12%)	$89,680 (+17.8%) Land $17,190 Building $72,490	$256,200 (+17.79%) Land $49,100 Building $207,100
2023	$4,100.00 (+0.54%)	$76,130 (-) Land $15,050 Building $61,080
2022	$4,078.00	$76,130 Land $15,050 Building $61,080
2021			$217,500 Land $43,000 Building $174,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1978–2017)
Claims Outside the SFHA	9 of 10
Most Recent Claim	Apr 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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