590 Wethersfield St, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 590 Wethersfield St, Rowley, MA 01969

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,418 sqft · built 2019
Lot Size	1.37 acres (60,069 sqft)
Owner	Trust Name on File
Last Sale	$850,000 (Oct 2022)
Tax Bill	$11,298 (2026)
Deeds & Mortgages	Oct 2026 Line of Credit May 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`ROWL M:0011 B:0006 L:0011`

Property Details

APN / Parcel Number

Primary APN	`ROWL M:0011 B:0006 L:0011`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,418 sqft Living Area
Gross Area	5,014 sqft
Basement Area	510 sqft
Unfinished Basement	510 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,069 sqft (1.37 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	590 WETHERSFIELD ST
City	ROWLEY
State	MA
Zip	01969-1603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OUT
Legal Block	6
Legal Lot Number	11
Jurisdiction	ROWLEY MA
Township / Civil Division	ROWLEY
Census Block Group	3
Census Block	3007
Census Tract	270100

Owner

590 Wethersfield St is owner-occupied and held in a trust since October 2022.

Source: Essex County and Rowley Town records, as of October 21, 2026

Owner of Record	Trust Name on File
Mailing Address	590 WETHERSFIELD ST, ROWLEY, MA 01969-1603
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 11, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 28, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage PARTNERS BANK OF NEW ENGLAND
Jun 5, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HARVARD UNIVERSITY CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2022 · Amount on File
Deed Sale	Oct 28, 2022 · Amount on File
Prior Sale	Jun 5, 2020 · Amount on File
Deed Document Number	20223690
Deed Book / Page	41272 / 482
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Recording Date	Oct 2, 2026
Property Address	590 WETHERSFIELD ST, ROWLEY, MA 01969-1603
Document Number	0000001000
Book / Page	43666 / 226
Instrument Date	Sep 23, 2026
Instrument	20261000
Transaction Type	Mortgage
Record Updated	Oct 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001000,
Date	Oct 2, 2026
Book Page	43666/226
Instrument	20261000

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	590 WETHERSFIELD ST, ROWLEY, MA 01969-1603
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041559-504
Date	May 11, 2023
Book Page	41559/504
Instrument	20230511002370

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	Oct 28, 2022
Property Address	590 WETHERSFIELD ST, ROWLEY, MA 01969-1603
Document Number	041272-482
Book / Page	41272 / 482
Instrument Date	Oct 28, 2022
Instrument	20221028003690
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	590 WETHERSFIELD ST, ROWLEY, MA 01969-1603

Mortgage

Document Number	221028003700
Date	Oct 28, 2022
Instrument	221028003700

Lender

Name	PARTNERS BANK OF NEW ENGLAND

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Type Change Date	Nov 1, 2029
Max Rate At Change	3%
Index	1-Year CMT
Margin	3

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	Jun 5, 2020
Property Address	590 WETHERSFIELD ST, ROWLEY, MA 01969-1603
Document Number	38583-408
Book / Page	38583 / 408
Instrument Date	May 31, 2020
Instrument	20200605001170
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	590 WETHERSFIELD ST, ROWLEY, MA 01969-1603

Mortgage

Document Number	200605001180
Date	Jun 5, 2020
Instrument	200605001180

Lender

Name	HARVARD UNIVERSITY CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 590 Wethersfield St was $11,298, up 3.7% from the year before.

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rowley Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,298.00 (+3.66%)	$934,500 (+0.92%) Land $318,400 Building $616,100	$957,147 (+0.87%)
2025	$10,899.00 (+1.14%)	$926,000 (+3.97%) Land $303,300 Building $622,700	$948,860
2024	$10,776.00 (+1.04%)	$890,600 (+8.73%) Land $288,900 Building $601,700
2023	$10,665.00	$819,100 Land $251,100 Building $568,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 590 Wethersfield St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 590 Wethersfield St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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