590 Ocean Dr, Apt 8B, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 590 Ocean Dr, Apt 8B, Key Biscayne, FL 33149

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,220 sqft · built 1968
Owner	2 Individual Names on File
Last Sale	$839,000 (Aug 2021)
Tax Bill	$9,758 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jun 2018 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`24-5205-029-0200`

Property Details

APN / Parcel Number

Primary APN	`24-5205-029-0200`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	44 Units
Building Area	1,220 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	590 OCEAN DR, 8B
City	KEY BISCAYNE
State	FL
Zip	33149-2304
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	4900
Legal Description	OCEAN DRIVE MANORS INC CONDO APT 8-B EIGHT FLOOR UNDIV 4.9717% INT IN COMMON ELEMENTS & LIMITED COMMON ELEMENTS CLERKS FILE 68R-44254 OR 12133-1528 0484 5 COC 24732-3318 11 1995 5
Legal Range	42E
Legal Township	55S
Legal Section	05
Legal Subdivision	OCEAN DRIVE MANORS INC CONDO
Legal Block	1
Jurisdiction	DADE FL
Township / Civil Division	KEY BISCAYNE
Census Block Group	1
Census Block	1000
Census Tract	4608

Owner

590 Ocean Dr, Apt 8B is owned and occupied by two individuals who bought it in August 2021.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	590 OCEAN DR, 8B, KEY BISCAYNE, FL 33149-2304
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Warranty Deed, Transfer · Conventional Mortgage A&D MORTGAGE LLC
Jun 22, 2018	Deed of Trust, Mortgage · Line of Credit COMPASS BANK
Oct 7, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage BBVA USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2021 · Amount on File
Deed Sale	Aug 4, 2021 · Amount on File
Prior Sale	Jun 5, 2014 · Amount on File
Deed Document Number	2021565125
Deed Book / Page	32659 / 2744
Prior Transfer Date	Sep 22, 2020
Prior Transfer Doc	0000571870
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Aug 4, 2021
Property Address	590 OCEAN DR APT 8B, 8B, KEY BISCAYNE, FL 33149-2304
Document Number	0000565125
Book / Page	32659 / 2744
Map Reference	MB 5862 PG 286
Instrument Date	Jul 22, 2021
Instrument	2021R0565125
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,034.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	650 OCEAN DR # DR3A, 650, KEY BISCAYNE, FL 33149-2330

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	590 OCEAN DR APT 8B, 8B, KEY BISCAYNE, FL 33149-2304

Mortgage

Document Number	0000002747
Date	Aug 4, 2021
Instrument	32659/2747

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Mortgage

Document Number	0000565127
Date	Aug 4, 2021
Book Page	32659/2766
Instrument	2021R0565127

Lender

Name	GEORGIAS OWN CU
Type	Credit Union
Address	ATLANTA, GA 30348

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	590 OCEAN DR APT 8B, 8B, KEY BISCAYNE, FL 33149-2304
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000369091
Date	Jun 22, 2018
Book Page	31025/1030
Instrument	2018R0369091

Lender

Name	COMPASS BANK
Type	Bank
Address	MIAMI, FL 33131

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	298 Months
Due	Apr 26, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DADE FL
Recording Date	Oct 7, 2020
Property Address	590 OCEAN DR APT 8B, 8B, KEY BISCAYNE, FL 33149-2304
Document Number	0000571870
Book / Page	32133 / 3752
Map Reference	MB 5862 PG 286
Instrument Date	Sep 22, 2020
Instrument	2020R0571870
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	590 OCEAN DR, KEY BISCAYNE, FL 33149-2322

Mortgage

Document Number	0000003755
Date	Oct 7, 2020
Instrument	32133/3755

Lender

Name	BBVA USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 590 Ocean Dr, Apt 8B was $9,758 with a homeowner's exemption.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Key Biscayne Village
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,758.00 Homeowner's exemption	$660,849	$660,849
2023	$9,770.00 (+2.11%) Homeowner's exemption	$647,890 (+3%)	$647,891 (+3%)
2022	$9,568.00	$629,020	$629,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 590 Ocean Dr, Apt 8B in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 71 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	840 units insured incl. 769 condo units
Nearby Flood Claims	80 (1984–2022)
Most Recent Claim	Jun 2022 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Katrina, Aug 2005 · 9 claims Hurricane Andrew, Aug 1992 · 56 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 590 Ocean Dr, Apt 8B has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Hotwire Communications, Verizon.

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