Highland County property record for 590 Oakleaf Rd, Mount Orab, OH 45154
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,374 sqft · built 2006 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,898 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Nov 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-23-000-053.01 |
| Primary APN | 05-23-000-053.01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,374 sqft Living Area |
| Gross Area | 4,506 sqft |
| 1st Floor Area | 1,022 sqft |
| Basement Area | 1,022 sqft |
| Finished Basement | 1,022 sqft |
| Unfinished Basement | 1,022 sqft |
| Family Room | Family Room |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum Siding |
| Construction Type | Wood |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 156 sqft |
| Deck Area | 492 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 590 OAKLEAF RD |
|---|---|
| City | MOUNT ORAB |
| State | OH |
| Zip | 45154-8160 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5.00 ACRES |
| Legal Subdivision | VIRGINIA MILLARY SURVEY NO 9931 |
| Jurisdiction | HIGHLAND OH |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 955200 |
Source: Highland County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 590 OAKLEAF RD, MOUNT ORAB, OH 45154-8160 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 1, 2023 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Nov 1, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Oct 27, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Sep 19, 2019 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 28, 2017 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Jan 13, 2017 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLAND OH |
| Property Address | 590 OAKLEAF RD, MOUNT ORAB, OH 45154-8160 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 590 OAKLEAF RD, MOUNT ORAB, OH 45154-8160 |
| Document Number | 01005/4671 |
|---|---|
| Date | May 1, 2023 |
| Book Page | 1005/4671 |
| Instrument | 202300001713 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 20, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLAND OH |
| Property Address | 590 OAKLEAF RD, MOUNT ORAB, OH 45154-8160 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 996/4380 |
|---|---|
| Date | Nov 1, 2021 |
| Book Page | 996/4380 |
| Instrument | 202100006629 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | KEENE, NH 3431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLAND OH |
| Property Address | 590 OAKLEAF RD, MOUNT ORAB, OH 45154-8160 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 989/3052 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 989/3052 |
| Instrument | 202000005438 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 326 Months |
| Due | Dec 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLAND OH |
| Property Address | 590 OAKLEAF RD, MOUNT ORAB, OH 45154-8160 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2019 |
| Name | Verified Name |
|---|
| Document Number | 983/0512 |
|---|---|
| Date | Sep 19, 2019 |
| Book Page | 983/0512 |
| Instrument | 201900004288 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Oct 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLAND OH |
| Property Address | 590 OAKLEAF RD, MOUNT ORAB, OH 45154-8160 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 201700004054 |
|---|---|
| Date | Aug 28, 2017 |
| Book Page | 958/0563 |
| Instrument | 201700004054 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | Fulton, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLAND OH |
| Property Address | 590 OAKLEAF RD, MOUNT ORAB, OH 45154-8160 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 201700000270 |
|---|---|
| Date | Jan 13, 2017 |
| Book Page | 0940/903 |
| Instrument | 201700000270 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2047 |
Source: Highland County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Highland County |
| County Subdivision | Clay Township |
| Unified School District | Lynchburg-Clay Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,898.00 | $119,320 (-) Land $17,680 Building $101,640 | $340,900 (-) Land $50,500 Building $290,400 |
| 2024 | $2,898.00 (+34.42%) Homeowner's exemption | $119,320 (+39.54%) Land $17,680 Building $101,640 | $340,900 (+39.54%) Land $50,500 Building $290,400 |
| 2023 | $2,156.00 (-38.58%) Homeowner's exemption | $85,510 (-) Land $15,680 Building $69,830 | |
| 2022 | $85,510 Land $15,680 Building $69,830 | ||
| 2021 | $3,510.00 | $244,300 Land $44,800 Building $199,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| altafiber Network Solutions Fixed Wireless | 100 / 20 |
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