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590 N 3rd St, Eagle Lake, FL 33839 Property Records

Polk County property record for 590 N 3rd St, Eagle Lake, FL 33839

Property Summary

Property TypeCommercial
Details2,412 sqft · built 1964
Lot Size0.377 acres (16,405 sqft)
Owner2 Individuals on Record
Last Sale$250,000 (Jan 2024)
Tax Bill$2,644 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
Dec 2023 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN26-29-06-000000-042150

Property Details

APN / Parcel Number

Primary APN26-29-06-000000-042150
Alternative APNs
  • 062926000000042150
  • 62926000

Interior

Units2 Units
Stories1 Story
Building Area2,412 sqft Gross Area
1st Floor Area2,412 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1999
Fire ResistanceMasonry Walls, Wood Interior
Lot Area16,405 sqft (0.377 acres)
View / LotCommercial
Canopy32 sqft
Total Buildings2 Buildings

Location & Zoning

Street Address590 N 3RD ST
CityEAGLE LAKE
StateFL
Zip33839-3156
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeCG
Legal DescriptionBEG AT INT OF S LINE OF SEC AND E LINE OF HWY RUN NE ALONG HWY 702 FT FOR BEG RUN E 72 FT TO ACL RR NE ALONG W SIDE OF RR 325 FT W 72 FT TO HWY SW 325 FT ALONG HWY TO BEG
Legal Range26E
Legal Township29S
Legal Section06
Legal SubdivisionASSEMBLY
Legal Tract000000
Legal Block1
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1064
Census Tract14701

Owner

Source: Polk County assessment roll, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address607 6TH ST SE, WINTER HAVEN, FL 33880-3738
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2023Warranty Deed, Transfer · Commercial Mortgage
CITIZENS BANK & TRUST
Dec 29, 2023Correction Deed
ATTORNEY ONLY, ATTORNEY
Jan 16, 2024Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Apr 4, 2022Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 16, 2024 · Amount on Record
Deed SaleJan 16, 2024 · Amount on Record
Prior SaleDec 29, 2023 · Amount on Record
Deed Document Number202410449
Deed Book / Page12973 / 111
Prior Transfer DateDec 22, 2023
Prior Transfer Doc0000010449
Record UpdatedSep 20, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateDec 29, 2023
Property Address590 N 3RD ST, EAGLE LAKE, FL 33839-3156
Document Number0000303086
Book / Page12957 / 696
Instrument DateDec 22, 2023
Instrument2023303086
Transaction TypeTransfer
Record UpdatedJan 18, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1515 N US HIGHWAY 17, EAGLE LAKE, FL 33839-3481

Transferred To (Grantee/Buyer)

NameVerified Name
Address607 6TH ST SE, WINTER HAVEN, FL 33880-3738

Mortgage

Document Number0012957698
DateDec 29, 2023
Instrument12957/698
Lender
NameCITIZENS BANK & TRUST
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

December 2023: Correction Deed

Document TypeCorrection Deed
JurisdictionPOLK FL
Recording DateDec 29, 2023
Property Address590 N 3RD ST, EAGLE LAKE, FL 33839-3156
Document Number0000303085
Book / Page12957 / 694
Instrument DateDec 22, 2023
Instrument2023303085
Record UpdatedJan 18, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address1515 N US HIGHWAY 17, EAGLE LAKE, FL 33839-3481

Transferred To (Grantee/Buyer)

NameVerified Name
Address1515 N US HIGHWAY 17, EAGLE LAKE, FL 33839-3481

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJan 16, 2024
Property Address590 N 3RD ST, EAGLE LAKE, FL 33839-3156
Document Number0000010449
Book / Page12973 / 111
Instrument DateDec 22, 2023
Instrument2024010449
Transaction TypeTransfer
Record UpdatedJan 29, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$1,750.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1515 N US HIGHWAY 17, EAGLE LAKE, FL 33839-3481

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 CYPRESS COVE RD, WINTER HAVEN, FL 33884-2805

April 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateApr 4, 2022
Property Address590 N 3RD ST, EAGLE LAKE, FL 33839-3156
Document Number0000091153
Book / Page12193 / 757
Instrument DateMar 31, 2022
Instrument2022091153
Transaction TypeTransfer
Record UpdatedAug 2, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1515 N US HIGHWAY 17, 1515, EAGLE LAKE, FL 33839-3481

Transferred To (Grantee/Buyer)

NameVerified Name
Address1515 N US HIGHWAY 17, EAGLE LAKE, FL 33839-3481

Tax Assessment & Valuation

Source: Polk County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityEagle Lake City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,644.00 (-19.41%)$133,830 (-4.97%) Land $11,484 Building $122,346$133,830 (-4.97%) Land $11,484 Building $122,346
2023$3,281.00 (+19.09%)$140,835 (+7.37%) Land $11,484 Building $129,351$140,835 (+7.37%) Land $11,484 Building $129,351
2022$2,755.00$131,172 Land $11,484 Building $119,688$131,172 Land $11,484 Building $119,688

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims13 (1994–2022)
Claims Outside the SFHA7 of 13
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF EAGLE LAKE
serves 2,600 people · EPA ID FL6530492
Water SourceGroundwater
Last State InspectionDec 2024
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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