590 N 13th St, Independence, OR 97351 Property Records

Polk County property record for 590 N 13th St, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 1976
Lot Size	0.207 acres (8,998 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Jun 2025)
Tax Bill	$3,040 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08420-DC-01500`

Property Details

APN / Parcel Number

Primary APN	`08420-DC-01500`
Alternative APN	`199832`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
Gross Area	1,580 sqft
1st Floor Area	1,120 sqft
Family Room	Family Room

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,998 sqft (0.207 acres)
Garage Area	460 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Patio Area	180 sqft
Shed	1 Shed
Shed Area	168 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	199832
Street Address	590 N 13TH ST
City	INDEPENDENCE
State	OR
Zip	97351-9541
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	ASH BROOK ADDITION - PHASE I LOT 17 BLOCK 3
Legal Range	4W
Legal Township	08S
Legal Section	20
Legal Subdivision	ASH BROOK ADDITION - PHASE I
Legal Block	3
Legal Lot Number	17
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	1
Census Block	1005
Census Tract	20305

Owner

590 N 13th St is owned and occupied by two individuals who bought it in June 2025.

Source: Polk County records, as of May 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	590 N 13TH ST, INDEPENDENCE, OR 97351-9541
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2025 · Amount on File
Deed Sale	Jun 16, 2025 · Amount on File
Deed Document Number	20254493
Prior Transfer Date	Dec 16, 2011
Prior Transfer Doc	0000011669
Record Updated	Oct 29, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Jun 16, 2025
Property Address	590 N 13TH ST, INDEPENDENCE, OR 97351-9541
Document Number	0000004493
Instrument Date	Jun 5, 2025
Instrument	2025-004493
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	590 N 13TH ST, INDEPENDENCE, OR 97351-9541

Mortgage

Document Number	0000004494
Date	Jun 16, 2025
Instrument	2025-004494

Lender

Name	JMAC LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 590 N 13th St was $3,040, up 3.8% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$171,600 (+3%) Land $58,430 Building $113,170	$335,120 (+6.33%) Land $155,000 Building $180,120
2025	$3,040.00 (+3.79%)	$166,610 (+3%) Land $56,730 Building $109,880	$315,180 (-5.78%) Land $140,000 Building $175,180
2024	$2,929.00 (-2.5%)	$161,760 (+3%) Land $55,080 Building $106,680	$334,530 (-2.01%) Land $142,000 Building $192,530
2023	$3,004.00 (+8.92%)	$157,050 (+3%) Land $53,470 Building $103,580	$341,400 (+9.62%) Land $143,200 Building $198,200
2022	$2,758.00	$152,480 Land $51,910 Building $100,570	$311,450 Land $122,500 Building $188,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 590 N 13th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 590 N 13th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Hunter Communications.

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