Bay County property record for 590 Markel Rd, Munger, MI 48747
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,602 sqft · built 1900 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $305,000 (Jan 2024) |
| Tax Bill | $3,239 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage May 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 090-034-300-010-01 |
| Primary APN | 090-034-300-010-01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,602 sqft Living Area |
| 1st Floor Area | 1,068 sqft |
| Basement Area | 1,068 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 264 ft deep x 165 ft wide |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 590 MARKEL RD |
|---|---|
| City | MUNGER |
| State | MI |
| Zip | 48747-9763 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT W 1/4 COR OF SEC TH E 570 FT TO POB TH E 165 FT TH S 264 FT TH W 165 FT TH N 264 FT TO BEG SEC 34 T13N R6E 1-12-78 |
| Legal Range | 06E |
| Legal Township | 13N |
| Legal Section | 34 |
| Jurisdiction | BAY MI |
| Township / Civil Division | MERRITT |
| Census Block Group | 5 |
| Census Block | 5088 |
| Census Tract | 285300 |
Source: Bay County records, as of May 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 590 MARKEL RD, MUNGER, MI 48747-9763 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Sep 24, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 18, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Sep 11, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2024 · Amount on Record |
| Deed Sale | Jan 31, 2024 · Amount on Record |
| Prior Sale | May 18, 2020 · Amount on Record |
| Deed Document Number | 20241031 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 590 MARKEL RD, MUNGER, MI 48747-9763 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000012106 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 202512106 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | May 18, 2020 |
| Property Address | 590 MARKEL RD, MUNGER, MI 48747-9763 |
| Document Number | 0000006549 |
| Instrument Date | May 14, 2020 |
| Instrument | 6549 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,161.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 41 S LINCOLN RD BAY CITY MI 487089131, BAY CITY, MI 48708-9131 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Sep 11, 2018 |
| Property Address | 590 MARKEL RD, MUNGER, MI 48747-9763 |
| Document Number | 0000012488 |
| Instrument Date | Sep 7, 2018 |
| Instrument | 12488 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $419.68 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Investor | Possibly a Property Investor |
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Merritt Township |
| Unified School District | Reese Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,239.00 (+53.65%) Homeowner's exemption | $131,300 (+108.58%) | $262,600 (+108.58%) |
| 2023 | $62,950 | $125,900 | |
| 2022 | $2,108.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
| Air Advantage Fixed Wireless | 10 / 1 |
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