590 Marina St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 590 Marina St, Morro Bay, CA 93442

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,260 sqft · built 1959
Lot Size	0.124 acres (5,412 sqft)
Owner	Company Name on Record
Last Sale	$450,000 (Jul 2003)
Tax Bill	$10,184 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`066-143-015`

Property Details

APN / Parcel Number

Primary APN	`066-143-015`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,685 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Wood
Lot Area	5,412 sqft (0.124 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	590 MARINA ST
City	MORRO BAY
State	CA
Zip	93442-2228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	CY MB TN MORRO BL 14 PTN LT 1
Legal Subdivision	MORRO
Legal Block	14
Legal Lot Number	1
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1010
Census Tract	10602

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	590 MARINA ST, MORRO BAY, CA 93442-2228
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Jul 24, 2019	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS
Jul 24, 2019	Quit Claim Deed, Transfer SPL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2003 · Amount on Record
Deed Sale	Jul 10, 2003 · Amount on Record
Prior Sale	Dec 1, 1999 · Amount on Record
Deed Document Number	200374380
Prior Transfer Date	Mar 6, 1990
Prior Transfer Doc	0000061481
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	590 MARINA ST, MORRO BAY, CA 93442-2228
Transaction Type	Mortgage
Record Updated	Apr 29, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	590 MARINA ST, MORRO BAY, CA 93442-2228

Mortgage

Document Number	0000028734
Date	Apr 16, 2021
Instrument	2021028734

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	590 MARINA ST, MORRO BAY, CA 93442-2228
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS INC CALIFORNIA OPERA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021351
Date	May 4, 2020
Instrument	2020021351

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 24, 2019
Property Address	590 MARINA ST, MORRO BAY, CA 93442-2228
Document Number	0000029643
Instrument Date	Jul 16, 2019
Instrument	29643
Transaction Type	Transfer
Record Updated	Jul 31, 2019
Title Company	SPL INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	590 MARINA ST MORRO BAY CA 934422228, MORRO BAY, CA 93442-2228

Mortgage

Document Number	29644
Date	Jul 24, 2019
Instrument	29644

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2049

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 24, 2019
Property Address	590 MARINA ST, MORRO BAY, CA 93442-2228
Document Number	0000029645
Instrument Date	Jul 16, 2019
Instrument	29645
Transaction Type	Transfer
Record Updated	Jul 31, 2019
Title Company	SPL INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	590 MARINA ST MORRO BAY CA 934422228, MORRO BAY, CA 93442-2228

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$949,611 (+2%) Land $471,314 Building $478,297
2025	$10,184.00 (+3.63%) Homeowner's exemption	$930,992 (+4.04%) Land $462,073 Building $468,919
2023	$9,827.00 (+6.71%) Homeowner's exemption	$894,842 Land $444,131 Building $450,711
2022	$9,209.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 921 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ranch Wifi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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