590 Main St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 590 Main St, Morro Bay, CA 93442

Property Summary

Property TypeResidential
Details4 bd · 1 ba · 942 sqft · built 1959
Lot Size0.092 acres (4,004 sqft)
Owner2 Trust Names on File
Last Sale$30,500 (Jun 1999)
Tax Bill$2,357 (2025)
Deeds & MortgagesMay 2026 Sale
Flood ZoneZone X (minimal risk)
APN066-135-014

Property Details

APN / Parcel Number

Primary APN066-135-014

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area942 sqft Gross Area
1st Floor Area942 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area4,004 sqft (0.092 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address590 MAIN ST
CityMORRO BAY
StateCA
Zip93442-2250
Property CategoryResidential
Property TypeResidential > Specialized > Other
Local Zoning CodeC1
Legal DescriptionCY MB TN MORRO SCHNEIDER SB BL 16 PTN LT 11
Legal SubdivisionMORRO
Legal Block16
Legal Lot Number11
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1012
Census Tract10602

Owner

590 Main St, a residential property, is held in a trust since May 2012.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record2 Trust Names on File
Mailing Address590 MAIN ST, MORRO BAY, CA 93442-2250
Owner TypeCompany
VestingTrust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 1999 · Amount on File
Deed SaleJun 24, 1999 · Amount on File
Deed Document Number199945307
Last Transfer DateMay 14, 2012
Transfer Doc0000028530
Record UpdatedSep 20, 2026

May 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMay 7, 2026
Property Address590 MAIN ST, MORRO BAY, CA 93442-2250
Document Number0000014397
Instrument DateMay 7, 2026
Instrument202614397
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address590 MAIN ST, MORRO BAY, CA 93442-2250

Tax Assessment & Valuation

The 2025 property tax bill for 590 Main St was $2,357, up 1.8% from the year before.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityMorro Bay City
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$225,334 (+2%) Land $156,009 Building $69,325
2025$2,357.00 (+1.77%) Homeowner's exemption$220,916 Land $152,950 Building $67,966
2024$2,316.00 (+1.94%)
2023$2,272.00 (+6.77%) Homeowner's exemption$212,339 Land $147,011 Building $65,328
2022$2,128.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 590 Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 590 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMORRO BAY PW DEPT - WATER DIVISION
serves 10,757 people · EPA ID CA4010011
Water SourcePurchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State InspectionDec 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Ranch Wifi
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Main St

Nearby Streets

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