590 Ender Rd, Waco, TX 76706 Property Records

McLennan County property record for 590 Ender Rd, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,360 sqft · built 1960
Lot Size	5.78 acres (252,212 sqft)
Owner	Individual Name on Record
Tax Bill	$3,788 (2025)
Deeds & Mortgages	Apr 2018 Mortgage May 2020 Loan Modification + 1 more
Flood Zone	Zone AE (high risk)
APN	`48-031703-067200-2`

Property Details

APN / Parcel Number

Primary APN	`48-031703-067200-2`
Alternative APNs	`4803170306720020111` `184004`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,360 sqft Living Area
1st Floor Area	1,360 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1983
Exterior Material	Wood
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	252,212 sqft
Lot Dimensions	698 ft deep x 345 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	80 sqft
Patio Area	198 sqft
Canopy	132 sqft
Storage Building	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	590 ENDER RD
City	WACO
State	TX
Zip	76706-7515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	OCAMPO C TRACT T672 ACRES 5.79
Legal Subdivision	OCAMPO C
Legal Tract	T672
Legal Lot Number	T672
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1013
Census Tract	1900

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	590 ENDER RD, WACO, TX 76706-7515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2018	Deed of Trust, Mortgage · Commercial Mortgage CENTRAL NATIONAL BANK
May 2, 2020	Loan Modification, Mortgage CENTRAL NAT'L BK
May 2, 2019	Loan Modification, Mortgage CENTRAL NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	590 ENDER RD, WACO, TX 76706-7515
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013623
Date	Apr 27, 2018
Instrument	2018013623

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Address	WOODWAY, TX 76712

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	590 ENDER RD, WACO, TX 76706-7515
Document Number	0000018081
Instrument Date	May 2, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	590 ENDER ROAD & S LOOP 340 WACO TX 76706, WACO, TX 76706

Mortgage

Document Number	0000018081
Date	Jun 3, 2020
Instrument	18081

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	WACO, TX 76712

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jun 2, 2021

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	590 ENDER RD, WACO, TX 76706-7515
Document Number	0000022793
Instrument Date	May 2, 2019
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	590 ENDER ROAD & S LOOP 340 WACO TX 76706, WACO, TX 76706

Mortgage

Document Number	0000022793
Date	Jul 11, 2019
Instrument	22793

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	WACO, TX 76712

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jul 10, 2020

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$272,755 (+6.57%) Land $76,486 Building $196,269	$272,755 (+6.57%) Land $76,486 Building $196,269
2025	$3,788.00 (-3.86%) Homeowner's exemption	$255,930 (+6.81%) Land $65,420 Building $190,510	$255,930 (+6.81%) Land $65,420 Building $190,510
2024	$3,940.00 (+15.81%)
2023		$239,610 Land $65,420 Building $174,190	$239,610 Land $65,420 Building $174,190
2022	$3,402.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 39 individual policies
Nearby Flood Policies	41 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Spectrum.

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