590 E Main St, Hagerstown, IN 47346 Property Records

Wayne County property record for 590 E Main St, Hagerstown, IN 47346

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,689 sqft · built 1975
Lot Size	1.06 acres (46,348 sqft)
Owner	Individual Name on File
Last Sale	$144,600 (Sep 2021)
Tax Bill	$1,812 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`026-00577-00`

Property Details

APN / Parcel Number

Primary APN	`026-00577-00`
Alternative APNs	`89-05-23-230-505.000-021` `162323050500026`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,689 sqft Living Area
1st Floor Area	1,689 sqft
Basement Area	712 sqft
Unfinished Basement	712 sqft
Family Room	Family Room

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Slate
Lot Area	46,348 sqft (1.06 acres)
Lot Dimensions	257 ft deep x 180 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	4 Parking Spaces
Pool Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	162323050500026
Street Address	590 E MAIN ST
City	HAGERSTOWN
State	IN
Zip	47346-1422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	BLK 1 HERITAGE HILLS LOT 1 S D NE SEC 23-17-12 2/3A
Legal Range	12
Legal Township	17
Legal Section	23
Legal Subdivision	HERITAGE HILLS ADD
Legal Block	1
Legal Lot Number	1
Jurisdiction	WAYNE IN
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1037
Census Tract	10400

Owner

590 E Main St is owned and occupied by an individual who bought it in September 2021.

Source: Wayne County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	590 E MAIN ST, HAGERSTOWN, IN 47346-1422
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GNB BANKING CENTERS
Sep 3, 2021	Deed, Transfer
Jun 17, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2021 · Amount on File
Deed Sale	Sep 3, 2021 · Amount on File
Prior Sale	Jun 17, 2020
Deed Document Number	20218887
Prior Transfer Date	May 22, 2020
Prior Transfer Doc	2020004745
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	590 E MAIN ST, HAGERSTOWN, IN 47346-1422
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021008888
Date	Sep 3, 2021
Instrument	2021008888

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	590 E MAIN ST, HAGERSTOWN, IN 47346-1422
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021006156
Date	Jun 18, 2021
Instrument	2021006156

Lender

Name	GNB BANKING CENTERS

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2041

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WAYNE IN
Recording Date	Sep 3, 2021
Property Address	590 E MAIN ST, HAGERSTOWN, IN 47346-1422
Document Number	2021008887
Instrument Date	Aug 30, 2021
Instrument	2021008887
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Et Ux (and Wife)
Address	590 E MAIN ST, HAGERSTOWN, IN 47346-1422

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Jun 17, 2020
Property Address	590 E MAIN ST, HAGERSTOWN, IN 47346-1422
Document Number	2020004745
Instrument Date	May 22, 2020
Instrument	2020004745
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 590 E Main St was $1,812, up 2.7% from the year before.

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Jefferson Township
Municipality	Hagerstown Town
Unified School District	Nettle Creek School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,812.00 (+2.66%)	$198,200 Land $46,900 Building $151,300	$198,200 Land $46,900 Building $151,300
2024	$1,765.00
2023		$160,400 (+8.23%) Land $37,400 Building $123,000	$160,400 (+8.23%) Land $37,400 Building $123,000
2022	$1,573.00 Homeowner's exemption	$148,200 Land $37,400 Building $110,800	$148,200 Land $37,400 Building $110,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 590 E Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 590 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAGERSTOWN MUNICIPAL WATER WORKS serves 1,700 people · EPA ID IN5289008
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband, NLBC, Verizon.

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