Greene County property record for 590 Chapelgate Dr, Fairborn, OH 45324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,288 sqft · built 2004 |
| Lot Size | 0.193 acres (8,407 sqft) |
| Owner | Individual Name on File |
| Last Sale | $299,000 (Jun 2026) |
| Tax Bill | $3,260 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jul 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A02-0001-0038.0-0040.00 |
| Primary APN | A02-0001-0038.0-0040.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Basement Area | 1,288 sqft |
| Unfinished Basement | 1,288 sqft |
| Family Room | Family Room |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,407 sqft (0.193 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 590 CHAPELGATE DR |
|---|---|
| City | FAIRBORN |
| State | OH |
| Zip | 45324-4484 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD1 |
| Legal Description | CHAPELGATE SECTION ONE LOT 7968 .193AC CHAPELGATE DR |
| Legal Subdivision | CHAPELGATE SECTION ONE |
| Legal Lot Number | 7968 |
| Jurisdiction | GREENE OH |
| Township / Civil Division | BATH |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 200500 |
590 Chapelgate Dr is owned and occupied by an individual who bought it in June 2026.
Source: Greene County records, as of July 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 590 CHAPELGATE DR, FAIRBORN, OH 45324-4484 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 25, 2026 | Warranty Deed, Transfer · VA Mortgage WRIGHT-PATT CREDIT UNION |
| Jul 7, 2021 | Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 14, 2019 | Deed of Trust, Mortgage · VA Mortgage USAA |
| Jul 24, 2018 | Warranty Deed, Transfer · VA Mortgage USAA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2026 · Amount on File |
| Deed Sale | Jun 25, 2026 · Amount on File |
| Prior Sale | Jul 7, 2021 |
| Deed Document Number | 202610188 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GREENE OH |
| Recording Date | Jun 25, 2026 |
| Property Address | 590 CHAPELGATE DR, FAIRBORN, OH 45324-4484 |
| Document Number | 0000010188 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 202610188 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2026 |
| Title Company | BB AND T ML POST CLOSING, POST CLOSING |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $60,398.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 590 CHAPELGATE DR, FAIRBORN, OH 45324-4484 |
| Document Number | 0000010189, |
|---|---|
| Date | Jun 25, 2026 |
| Instrument | 202610189 |
| Name | WRIGHT-PATT CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GREENE OH |
| Recording Date | Jul 7, 2021 |
| Property Address | 590 CHAPELGATE DR, FAIRBORN, OH 45324-4484 |
| Document Number | 2021016288 |
| Map Reference | CAB 35 PG 164A-166A |
| Instrument Date | May 28, 2021 |
| Instrument | 2021016288 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 590 CHAPELGATE DR, FAIRBORN, OH 45324-4484 |
| Document Number | 2021016290 |
|---|---|
| Date | Jul 7, 2021 |
| Instrument | 2021016290 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE OH |
| Property Address | 590 CHAPELGATE DR, FAIRBORN, OH 45324-4484 |
| Document Number | 0000007414 |
| Instrument Date | May 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 590 CHAPELGATE DR FAIRBORN OH 453244484, FAIRBORN, OH 45324-4484 |
| Document Number | 0000007414 |
|---|---|
| Date | May 23, 2019 |
| Instrument | 7414 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 22, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GREENE OH |
| Recording Date | Jul 24, 2018 |
| Property Address | 590 CHAPELGATE DR, FAIRBORN, OH 45324-4484 |
| Document Number | 0000012061 |
| Instrument Date | Jul 20, 2018 |
| Instrument | 12061 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $339.80 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 590 CHAPELGATE DR FAIRBORN OH 453244484, FAIRBORN, OH 45324-4484 |
| Document Number | 12062 |
|---|---|
| Date | Jul 24, 2018 |
| Instrument | 12062 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 590 Chapelgate Dr was $3,260, down 4.9% from the year before.
Source: Greene County assessment roll, as of March 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Greene County |
| County Subdivision | Bath Township |
| Municipality | Fairborn City |
| Unified School District | Fairborn City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,260.00 (-4.87%) | $71,560 (-) Land $17,640 Building $53,920 | |
| 2024 | $3,427.00 (-1.01%) | $71,560 (-) Land $17,640 Building $53,920 | |
| 2023 | $3,462.00 (+76.54%) | $71,560 (+36.93%) Land $17,640 Building $53,920 | $204,460 Land $50,400 Building $154,060 |
| 2022 | $1,961.00 | $52,260 Land $11,760 Building $40,500 | |
| 2020 | $149,300 Land $33,600 Building $115,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 590 Chapelgate Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 590 Chapelgate Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIRBORN PUBLIC WATER SYSTEM private · serves 34,620 people · EPA ID OH2900612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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