59 Winding Way, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 59 Winding Way, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	2,160 sqft · built 1966
Lot Size	0.428 acres (18,644 sqft)
Owner	2 Individual Names on File
Last Sale	$770,000 (Dec 2024)
Tax Bill	$13,729 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2019 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`14-00933-0000-00023`

Property Details

APN / Parcel Number

Primary APN	`14-00933-0000-00023`
Alternative APNs	`1400457E00009` `140093300023`

Interior

Building Area	2,160 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Colonial
Lot Area	18,644 sqft (0.428 acres)

Location & Zoning

Old Parcel Number	1400457E00009
Street Address	59 WINDING WAY
City	WAYNE
State	NJ
Zip	07470-5959
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TWIN ESTATES SEC #1
Legal Block	933
Legal Lot Number	23
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	3
Census Block	3013
Census Tract	246203

Owner

59 Winding Way is owned and occupied by two individuals who bought it in December 2024.

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	59 WINDING WAY, WAYNE, NJ 07470-5959
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jul 15, 2019	Deed of Trust, Mortgage · ARM PNC BANK NA
Oct 22, 2020	Deed of Trust, Mortgage · Line of Credit FIRST COMMONWEALTH FCU
Apr 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOFI LNDG
Sep 7, 2018	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2024 · Amount on File
Deed Sale	Dec 4, 2024 · Amount on File
Prior Sale	Sep 7, 2018 · Amount on File
Deed Document Number	202438044
Deed Book / Page	4812 / 133
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	59 WINDING WAY, WAYNE, NJ 07470-5959
Transaction Type	Mortgage
Record Updated	Jul 14, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041498
Date	Jun 23, 2021
Book Page	M17228/36
Instrument	2021041498

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	59 WINDING WAY, WAYNE, NJ 07470-5959
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONALLINK ORIGINATIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030105
Date	Jul 15, 2019
Book Page	M15603/0240
Instrument	2019030105

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	59 WINDING WAY, WAYNE, NJ 07470-5959
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053747
Date	Oct 22, 2020
Book Page	M16529/291
Instrument	2020053747

Lender

Name	FIRST COMMONWEALTH FCU
Type	Credit Union
Address	LEHIGH VALLEY, PA 18002

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 21, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	59 WINDING WAY, WAYNE, NJ 07470-5959
Document Number	0000021440
Instrument Date	Apr 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	59 WINDING WAY WAYNE NJ 074705959, WAYNE, NJ 07470-5959

Mortgage

Document Number	0000021440
Date	May 14, 2020
Book Page	016153/000067
Instrument	21440

Lender

Name	SOFI LNDG
Address	COTTONWOOD HEIGHTS, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 13, 2050

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Sep 7, 2018
Property Address	59 WINDING WAY, WAYNE, NJ 07470-5959
Document Number	0000040677
Book / Page	003396 / 000114
Instrument Date	Aug 23, 2018
Instrument	40677
Transaction Type	Transfer
Record Updated	Oct 2, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$420.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	59 WINDING WAY WAYNE NJ 074705959, WAYNE, NJ 07470-5959

Tax Assessment & Valuation

The 2025 property tax bill for 59 Winding Way was $13,729, up 0.9% from the year before.

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$228,900 (-) Land $94,100 Building $134,800	$228,900 (-) Land $94,100 Building $134,800
2025	$13,729.00 (+0.87%)	$228,900 Land $94,100 Building $134,800	$228,900 Land $94,100 Building $134,800
2024	$13,610.00
2023		$228,900 Land $94,100 Building $134,800	$228,900 Land $94,100 Building $134,800
2022	$12,942.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 59 Winding Way in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	413 (1978–2024)
Claims Outside the SFHA	22 of 413
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 97 claims Severe Storms And Flooding, Mar 2010 · 73 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 56 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 59 Winding Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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