59 Whitney Ave, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 59 Whitney Ave, Lowell, MA 01850

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 3,273 sqft · built 1900
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (May 2024)
Tax Bill	$8,160 (2026)
Deeds & Mortgages	Jul 2018 Mortgage Apr 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B10430`

Property Details

APN / Parcel Number

Primary APN	`B10430`
Alternative APNs	`LOWE M:193 B:6350 L:59` `M:000193 T:B10430`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,273 sqft Living Area
Gross Area	4,938 sqft
1st Floor Area	1,294 sqft
Basement Area	1,141 sqft
Unfinished Basement	1,141 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	B10430
Street Address	59 WHITNEY AVE
City	LOWELL
State	MA
Zip	01850-1322
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TSF
Legal Subdivision	CENTREVILLE
Legal Block	6350
Legal Lot Number	59
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	5
Census Block	5003
Census Tract	310200

Owner

59 Whitney Ave, a duplex, is owned and occupied by two individuals who bought it in May 2024.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	59 WHITNEY AVE, LOWELL, MA 01850-1322
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2018	Deed of Trust, Mortgage SALEM FIVE MTG CO
Apr 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 14, 2020	Quit Claim Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2024 · Amount on File
Deed Sale	May 6, 2024 · Amount on File
Prior Sale	Feb 14, 2020 · Amount on File
Deed Book / Page	38469 / 156
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	59 WHITNEY AVE, LOWELL, MA 01850-1322
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32260-225
Date	Jul 23, 2018
Book Page	32260/225
Instrument	31036

Lender

Name	SALEM FIVE MTG CO

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Apr 15, 2020
Property Address	59 WHITNEY AVE, LOWELL, MA 01850-1322
Document Number	34020-256
Book / Page	034020 / 000256
Instrument Date	Feb 14, 2020
Instrument	15847
Transaction Type	Transfer
Record Updated	May 5, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	59 WHITNEY AVE LOWELL MA 018501322, LOWELL, MA 01850-1322

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Feb 14, 2020
Property Address	59 WHITNEY AVE, LOWELL, MA 01850-1322
Document Number	33837-268
Book / Page	33837 / 268
Instrument Date	Feb 12, 2020
Instrument	6965
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 WHITNEY AVE, LOWELL, MA 01850-1322

Mortgage

Document Number	6966
Date	Feb 14, 2020
Instrument	6966

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 59 Whitney Ave was $8,160, up 4.5% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,160.00 (+4.48%)	$718,900 (+5.67%) Land $144,800 Building $574,100	$685,810
2025	$7,810.00 (+7.32%)	$680,300 (+11.34%) Land $135,300 Building $545,000
2024	$7,277.00 (+7.33%)	$611,000 (+11.93%) Land $126,500 Building $484,500
2023	$6,780.00	$545,900 Land $110,000 Building $435,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 59 Whitney Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 59 Whitney Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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