59 Valley View Dr, Lugoff, SC 29078 Property Records

Kershaw County property record for 59 Valley View Dr, Lugoff, SC 29078

Property Summary

Property Type	Single Family Home
Details	2,955 sqft · built 1992
Lot Size	5.94 acres (258,746 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (Dec 2023)
Tax Bill	$3,069 (2025)
Deeds & Mortgages	May 2024 Line of Credit Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`267-00-00-001-SCZ`

Property Details

APN / Parcel Number

Primary APN	`267-00-00-001-SCZ`
Alternative APN	`1495`

Interior

Stories	1 Story
Building Area	2,955 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick
Lot Area	258,746 sqft (5.94 acres)
Garage Type	Attached
Garage Area	567 sqft
Porch	Porch
Porch Area	364 sqft
Deck Area	110 sqft

Location & Zoning

Account Number	1495
Street Address	59 VALLEY VIEW DR
City	LUGOFF
State	SC
Zip	29078-9064
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD1
Legal Description	HORSE HEAD FARMS LOT 1
Legal Subdivision	HORSEHEAD FARMS
Legal Lot Number	1
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1002
Census Tract	970401

Owner

59 Valley View Dr is owned and occupied by two individuals who bought it in December 2023.

Source: Kershaw County records, as of November 7, 2025

Owner of Record	2 Individual Names on File
Mailing Address	59 VALLEY VIEW DR, LUGOFF, SC 29078-9064
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 13, 2023	Deed, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2023 · Amount on File
Deed Sale	Dec 13, 2023 · Amount on File
Prior Sale	Apr 30, 2015 · Amount on File
Deed Document Number	202310578
Deed Book / Page	5060 / 11
Prior Transfer Date	Oct 30, 2012
Prior Transfer Doc	0000008085
Record Updated	Jun 8, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	59 VALLEY VIEW DR, LUGOFF, SC 29078-9064
Transaction Type	Mortgage
Record Updated	May 17, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020243498
Date	May 2, 2024
Book Page	5131/98
Instrument	2024-3498

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 22, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KERSHAW SC
Recording Date	Dec 13, 2023
Property Address	59 VALLEY VIEW DR, LUGOFF, SC 29078-9064
Document Number	0202310578
Book / Page	5060 / 11
Map Reference	MB 39 PG 275
Instrument Date	Dec 8, 2023
Instrument	2023-10578
Transaction Type	Transfer
Record Updated	Jan 1, 2024
Title Company	NOT AVAILABLE, HARVEY & VALLINI LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,287.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	59 VALLEY VIEW DR, LUGOFF, SC 29078-9064

Mortgage

Document Number	0202310579
Date	Dec 13, 2023
Instrument	2023-10579

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 59 Valley View Dr was $3,069.

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,069.00	$495,000 Land $45,000 Building $450,000	$495,000
2023	$1,395.00 (-9.3%)	$220,000 (-) Land $43,600 Building $176,400	$220,000 (-)
2022	$1,538.00	$220,000 Land $43,600 Building $176,400	$220,000 Land $43,600 Building $176,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 59 Valley View Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1989–2020)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Mar 2020 · other causes
Claims by Event	Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 59 Valley View Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 61% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber · Cable in parts of the area	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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