59 Sunset Dr, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 59 Sunset Dr, Watsonville, CA 95076 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,878 sqft · built 2003
Lot Size	0.131 acres (5,706 sqft)
Owner	Company Name on File
Last Sale	$1,580,500 (Mar 2024)
Tax Bill	$19,737 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Mar 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`046-172-12`

Property Details

APN / Parcel Number

Primary APN	`046-172-12`
Alternative APN	`046-172-12-000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	2,878 sqft Living Area
Gross Area	3,167 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,706 sqft (0.131 acres)
Garage Type	Attached
Garage Area	289 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	59 SUNSET DR
City	WATSONVILLE
State	CA
Zip	95076-9653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SUNSET BEACH
Legal Lot Number	62,77
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1021
Census Tract	122300

Owner

Source: Santa Cruz County records · APN 046-172-12

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	735 W ALLUVIAL AVE, 103, FRESNO, CA 93711-5780
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2024	Correction Deed · Seller Carry-Back RICHARD ROOD
Mar 05, 2024	Grant Deed, Transfer · Seller Carry-Back RICHARD ROOD
Dec 12, 2023	Deed of Trust, Mortgage · Line of Credit POLAM FCU
Jul 22, 2020	Deed of Trust, Mortgage · Line of Credit POLAM FCU
Jan 04, 2018	Loan Modification, Mortgage · Conventional Mortgage POLAM FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 05, 2024 · Amount on Record
Deed Sale	Mar 05, 2024 · Amount on Record
Prior Sale	Aug 15, 2000 · Amount on Record
Deed Document Number	20244142
Last Transfer Date	Mar 07, 2024
Transfer Doc	0000004689
Record Updated	Sep 20, 2026

March 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 13, 2024
Property Address	59 SUNSET DR, WATSONVILLE, CA 95076-9653
Document Number	0000004689
Map Reference	VOL 25 PG 5
Instrument Date	Mar 07, 2024
Instrument	2024-0004689
Record Updated	Apr 05, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	735 W ALLUVIAL AVE STE 103, 103, FRESNO, CA 93711-5780

Mortgage

Document Number	0000004690
Date	Mar 13, 2024
Instrument	2024-0004690

Lender

Name	RICHARD ROOD
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 05, 2024
Property Address	59 SUNSET DR, WATSONVILLE, CA 95076-9653
Document Number	0000004142
Map Reference	VOL 25 PG 5
Instrument Date	Feb 21, 2024
Instrument	2024-0004142
Transaction Type	Transfer
Record Updated	Mar 20, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,738.55
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	735 W ALLUVIAL AVE STE 103, 103, FRESNO, CA 93711-5780

Mortgage

Document Number	0000004143
Date	Mar 05, 2024
Instrument	2024-0004143

Lender

Name	RICHARD ROOD
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	59 SUNSET DR, WATSONVILLE, CA 95076-9653
Transaction Type	Mortgage
Record Updated	Dec 28, 2023
Title Company	ORABGE COAST TITLE, ORANGE COAST TITL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 SUNSET DR, WATSONVILLE, CA 95076-9653

Mortgage

Document Number	0000023818
Date	Dec 12, 2023
Instrument	2023-0023818

Lender

Name	POLAM FCU
Type	Credit Union
Address	REDWOOD CITY, CA 94063

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 15, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	59 SUNSET DR, WATSONVILLE, CA 95076-9653
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ORANGE COAST TTL CO OF NOCAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027078
Date	Jul 22, 2020
Instrument	2020-0027078

Lender

Name	POLAM FCU
Type	Credit Union
Address	REDWOOD CITY, CA 94063

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA CRUZ CA
Property Address	59 SUNSET DR, WATSONVILLE, CA 95076-9653
Document Number	0000001054
Instrument Date	Jan 04, 2018
Transaction Type	Mortgage
Record Updated	Jan 30, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001054
Date	Jan 11, 2018
Instrument	1054

Lender

Name	POLAM FCU
Type	Credit Union
Address	REDWOOD CITY, CA 94063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,644,352 (+2%) Land $1,144,440 Building $499,912
2025	$19,737.00 (+148.61%)	$1,612,110 (+139.42%) Land $1,122,000 Building $490,110
2023	$7,939.00 (+1.99%) Homeowner's exemption	$673,331 Land $237,749 Building $435,582	$1,420,740
2022	$7,784.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871223001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 55 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	474 units insured 419 under condo master policies
Nearby Flood Claims	16 (1983–2023)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Jan 2023, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Winter Storms And Flooding, Mar 1998 · 6 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 56 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Cruzio Internet	Fixed Wireless (unlicensed)	1,000 / 1,000
Razzolink	Fixed Wireless (unlicensed)	500 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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