59 Summit St, Pontiac, MI 48342 Property Records

Oakland County property record for 59 Summit St, Pontiac, MI 48342

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 873 sqft · built 1943
Lot Size	0.119 acres (5,184 sqft)
Owner	2 Individual Names on File
Last Sale	$156,000 (Mar 2025)
Tax Bill	$906 (2025)
Deeds & Mortgages	Mar 2025 Sale & Mortgage Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`64-14-20-354-014`

Property Details

APN / Parcel Number

Primary APN	`64-14-20-354-014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	873 sqft Living Area
1st Floor Area	691 sqft
Basement Area	691 sqft
Unfinished Basement	691 sqft

Exterior

Year Built	Built 1943
Effective Year Built	Effective 2022
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,184 sqft (0.119 acres)
Lot Dimensions	130 ft deep x 40 ft wide
Garage Area	408 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	34 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	59 SUMMIT ST
City	PONTIAC
State	MI
Zip	48342-1163
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T3N, R10E, SEC 20 FAIRVIEW LOT 22, BLK 5
Legal Range	10E
Legal Township	03N
Legal Section	20
Legal Subdivision	FAIRVIEW
Legal Block	5
Legal Lot Number	22
Jurisdiction	OAKLAND MI
Township / Civil Division	PONTIAC
Census Block Group	1
Census Block	1005
Census Tract	141700

Owner

59 Summit St is owned and occupied by two individuals who bought it in March 2025.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	59 SUMMIT ST, PONTIAC, MI 48342-1163
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2025	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 3, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 9, 2022	Warranty Deed, Transfer PARTNERS TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2025 · Amount on File
Deed Sale	Mar 11, 2025 · Amount on File
Prior Sale	Feb 3, 2023 · Amount on File
Deed Document Number	202526283
Deed Book / Page	60044 / 850
Prior Transfer Date	Oct 31, 2012
Prior Transfer Doc	0000239176
Record Updated	Oct 29, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Mar 11, 2025
Property Address	59 SUMMIT ST, PONTIAC, MI 48342-1163
Document Number	0000026283
Book / Page	60044 / 850
Map Reference	LB S PG 27
Instrument Date	Mar 6, 2025
Instrument	26283
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	59 SUMMIT ST, PONTIAC, MI 48342-1163

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1893 EMILY CT, AUBURN HILLS, MI 48326-2622

Mortgage

Document Number	0060040745
Date	Mar 11, 2025
Instrument	60040/745

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2050

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 3, 2023
Property Address	59 SUMMIT ST, PONTIAC, MI 48342-1163
Document Number	0000011688
Book / Page	58405 / 107
Map Reference	LB 5 PG 27
Instrument Date	Jan 30, 2023
Instrument	11688
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	FIRST TITLE COMPANY, FIRST TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,087.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	760 E BEVERLY AVE, PONTIAC, MI 48340-2913

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 SUMMIT ST, PONTIAC, MI 48342-1163
Investor	Possibly a Property Investor

Mortgage

Document Number	0058405109
Date	Feb 3, 2023
Instrument	58405/109

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 9, 2022
Property Address	59 SUMMIT ST, PONTIAC, MI 48342-1163
Document Number	0000394295
Book / Page	57836 / 666
Map Reference	LB 5 PG 27
Instrument Date	May 20, 2022
Instrument	394295
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	PARTNERS TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$506.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4735 AVALON AVE, CLARKSTON, MI 48348-3503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	760 E BEVERLY AVE, PONTIAC, MI 48340-2913

Tax Assessment & Valuation

The 2025 property tax bill for 59 Summit St was $906 with a homeowner's exemption, down 9.2% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Pontiac City
Unified School District	Pontiac City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$906.00 (-9.22%) Homeowner's exemption	$25,030	$50,060
2024	$998.00
2023		$21,770	$43,540
2021	$631.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 59 Summit St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 59 Summit St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONTIAC serves 63,776 people · EPA ID MI0005440
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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