59 Smith Ave, Westminster, MD 21157 Property Records

Carroll County property record for 59 Smith Ave, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,911 sqft · built 1960
Lot Size	0.31 acres (13,503 sqft)
Owner	Individual Name on Record
Last Sale	$144,350 (Apr 1994)
Tax Bill	$3,614 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Feb 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-029020`

Property Details

APN / Parcel Number

Primary APN	`07-029020`
Alternative APNs	`7029020` `029020`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,911 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Stone
Roof Material	Composition Shingle
Lot Area	13,503 sqft (0.31 acres)
Garage Type	Attached
Garage Area	578 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	49 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	029020
Street Address	59 SMITH AVE
City	WESTMINSTER
State	MD
Zip	21157-5744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-200
Legal Description	LT 10 - 13503 SF 59 SMITH AVE 4-79 WINCHESTER PARK SC A
Legal Subdivision	WINCHESTER PARK SEC A
Legal Lot Number	10
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	4
Census Block	4005
Census Tract	507801

Owner

Source: Carroll County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	59 SMITH AVE, WESTMINSTER, MD 21157-5744
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Feb 27, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 1994 · Amount on Record
Deed Sale	Apr 26, 1994 · Amount on Record
Deed Book / Page	1589 / 125
Last Transfer Date	Jul 31, 2013
Transfer Doc	0074660176
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	59 SMITH AVE, WESTMINSTER, MD 21157-5744
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100470008
Date	Jan 12, 2021
Book Page	10047/308

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARROLL MD
Recording Date	Feb 27, 2017
Property Address	59 SMITH AVE, WESTMINSTER, MD 21157-5744
Document Number	0086200317
Book / Page	008620 / 000317
Instrument Date	Feb 26, 2017
Transaction Type	Transfer
Record Updated	Apr 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 SMITH AVE WESTMINSTER MD 211575744, WESTMINSTER, MD 21157-5744

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$361,200 (+6.91%) Land $122,900 Building $238,300	$361,200 (-) Land $122,900 Building $238,300
2025	$3,614.00 (+9.85%) Homeowner's exemption	$337,867 (+16.03%)	$361,200 (+24.04%) Land $122,900 Building $238,300
2023	$3,290.00 Homeowner's exemption	$291,200 Land $122,900 Building $168,300	$291,200 Land $122,900 Building $168,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Ting.

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