59 SE Palermo Ct, Apt 201, Stuart, FL 34994 Property Records

Martin County property record for 59 SE Palermo Ct, Apt 201, Stuart, FL 34994

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,427 sqft · built 2006
Owner	Individual Name on Record
Last Sale	$287,000 (Jul 2024)
Tax Bill	$3,027 (2025)
Deeds & Mortgages	Jul 2024 Sale & Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-38-41-031-003-0321.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`09-38-41-031-003-0321.0-0-0000`
Alternative APNs	`09-38-41-031-003-03210-0` `390241`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Units	9 Units
Stories	1 Story
Building Area	1,427 sqft Living Area
Gross Area	1,658 sqft
1st Floor Area	1,427 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	231 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	92 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	390241
Street Address	59 SE PALERMO CT, 201
City	STUART
State	FL
Zip	34994-4497
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 321 BLDG 3 VILABELLA CENTRAL PARK CONDO PER AMD/SURV CERT IN OR 2205/2975
Legal Range	41E
Legal Township	38S
Legal Section	9
Legal Subdivision	VILABELLA CENTRAL PARK CONDO
Legal Block	1
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1037
Census Tract	1000

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	59 SE PALERMO CT, 201, STUART, FL 34994-4497
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2024	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
May 18, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2024 · Amount on Record
Deed Sale	Jul 26, 2024 · Amount on Record
Prior Sale	May 18, 2022 · Amount on Record
Deed Document Number	20243083897
Deed Book / Page	3450 / 552
Record Updated	Oct 29, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jul 26, 2024
Property Address	59 SE PALERMO CT APT 201, 201, STUART, FL 34994-4497
Document Number	0034500552
Book / Page	3450 / 552
Map Reference	OR 2156 PG 1929
Instrument Date	Jul 26, 2024
Instrument	3083897
Transaction Type	Transfer
Record Updated	Aug 15, 2024
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,009.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	273 RIVERVIEW DR, DECATUR, AL 35603-6013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 SE PALERMO CT, STUART, FL 34994-4497

Mortgage

Document Number	0003083898
Date	Jul 26, 2024
Instrument	3083898

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

Mortgage

Document Number	0034501319
Date	Jul 30, 2024
Book Page	3450/1319
Instrument	3084154

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	LAKEWOOD, NJ 08701

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	May 18, 2022
Property Address	59 SE PALERMO CT APT 201, 201, STUART, FL 34994-4497
Document Number	0033132681
Book / Page	3313 / 2681
Map Reference	MB 2156 PG 1929
Instrument Date	May 16, 2022
Instrument	2960968
Transaction Type	Transfer
Record Updated	Jun 14, 2022
Title Company	TRULY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	530 BLALOCK KNOLL WAY, 530, CHESNEE, SC 29323-8509

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 SE PALERMO CT APT 201, 201, STUART, FL 34994-4497

Mortgage

Document Number	0033132684
Date	May 18, 2022
Instrument	3313/2684

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,027.00 (-24.63%) Additional exemption filed	$207,200 (-24.55%) Building $207,200	$207,200 (-24.55%) Building $207,200
2024	$4,016.00 (-9.55%)
2023	$4,440.00 (+347.13%) Additional exemption filed	$274,620 (+212.07%) Building $274,620	$274,620 (+0.36%) Building $274,620
2022	$993.00 Homeowner's exemption	$87,999	$273,630 Building $273,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	5 (1979–2022)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jun 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Blue Stream, Hotwire Communications.

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