59 Saunders Dr, Falling Waters, WV 25419 Property Records

Berkeley County property record for 59 Saunders Dr, Falling Waters, WV 25419

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,702 sqft · built 1978
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on Record
Last Sale	$184,700 (Aug 2018)
Tax Bill	$1,372 (2025)
Deeds & Mortgages	May 2025 Mortgage Mar 2025 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`02-2A-0077.0000`

Property Details

APN / Parcel Number

Primary APN	`02-2A-0077.0000`
Alternative APNs	`02-02-2A-0077.0000` `06207525`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,702 sqft Living Area
1st Floor Area	943 sqft
Basement Area	483 sqft
Finished Basement	483 sqft

Exterior

Year Built	Built 1978
Architectural Style	Log Home
Exterior Material	Brick Veneer
Construction Type	Frame
Lot Area	47,916 sqft (1.1 acres)
Terrain	Above Road/Slope
Porch	Porch
Porch Area	58 sqft
Patio Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	06207525
Street Address	59 SAUNDERS DR
City	FALLING WATERS
State	WV
Zip	25419-4130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 SECTION C 1.10 ACRE POTOMAC HILL SD
Legal Subdivision	ACRE POTOMAC HILL SD
Legal Lot Number	28
Jurisdiction	BERKELEY WV
Township / Civil Division	POTOMAC
Census Block Group	1
Census Block	1009
Census Tract	971104

Owner

Source: Berkeley County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	59 SAUNDERS DR, FALLING WATERS, WV 25419-4130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2025	Deed of Trust, Mortgage · USDA Mortgage USDA
Mar 25, 2025	Deed of Trust, Mortgage · USDA Mortgage USDA
Aug 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC UNION FINANCIAL LLC
Aug 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC UNION FINANCIAL LLC
Aug 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC UNION FINANCIAL LLC
Sep 6, 2017	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 27, 2018	Deed, Transfer
Aug 27, 2018	Deed, Transfer
Aug 27, 2018	Deed, Transfer
Sep 6, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2018 · Amount on Record
Deed Sale	Aug 27, 2018 · Amount on Record
Prior Sale	Sep 6, 2017 · Amount on Record
Deed Document Number	20180032071
Deed Book / Page	1222 / 201
Record Updated	Jun 8, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	59 SAUNDERS DR, FALLING WATERS, WV 25419-4130
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004257/678
Date	May 2, 2025
Book Page	4257/678
Instrument	20250012650

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Sep 1, 2048

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	59 SAUNDERS DR, FALLING WATERS, WV 25419-4130
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004241/633
Date	Mar 25, 2025
Book Page	4241/633
Instrument	20250007971

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Sep 1, 2048

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	59 SAUNDERS DR, FALLING WATERS, WV 25419-4130
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3293/502
Date	Aug 27, 2018
Book Page	3293/502
Instrument	20180032073

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	59 SAUNDERS DR, FALLING WATERS, WV 25419-4130
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3293/502
Date	Aug 27, 2018
Book Page	3293/502
Instrument	20180032073

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	59 SAUNDERS DR, FALLING WATERS, WV 25419-4130
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3293/502
Date	Aug 27, 2018
Book Page	3293/502
Instrument	20180032073

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	59 SAUNDERS DR, FALLING WATERS, WV 25419-4130
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3189/056
Date	Sep 6, 2017
Book Page	3189/056
Instrument	20170030753

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Aug 27, 2018
Property Address	59 SAUNDERS DR, FALLING WATERS, WV 25419-4130
Document Number	1222/201
Book / Page	1222 / 201
Map Reference	DB 248 PG 246
Instrument Date	Aug 24, 2018
Instrument	20180032071
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Tax	$1,424.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 SAUNDERS DR, FALLING WATERS, WV 25419-4130

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Aug 27, 2018
Property Address	59 SAUNDERS DR, FALLING WATERS, WV 25419-4130
Document Number	1222/201
Book / Page	1222 / 201
Map Reference	DB 248 PG 246
Instrument Date	Aug 24, 2018
Instrument	20180032071
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Amount	Amount Recorded
Tax	$1,424.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 SAUNDERS DR, FALLING WATERS, WV 25419-4130

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Aug 27, 2018
Property Address	59 SAUNDERS DR, FALLING WATERS, WV 25419-4130
Document Number	1222/201
Book / Page	1222 / 201
Map Reference	DB 248 PG 246
Instrument Date	Aug 24, 2018
Instrument	20180032071
Transaction Type	Transfer
Record Updated	Feb 7, 2021

Transaction

Amount	Amount Recorded
Tax	$1,424.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 SAUNDERS DR, FALLING WATERS, WV 25419-4130

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Sep 6, 2017
Property Address	59 SAUNDERS DR, FALLING WATERS, WV 25419-4130
Document Number	1185/512
Book / Page	1185 / 512
Instrument Date	Sep 1, 2017
Instrument	20170030751
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Amount	Amount Recorded
Tax	$896.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,372.00 (-1.93%)	$112,920 (+1.95%) Land $25,380 Building $87,540	$188,200 (+1.95%) Land $42,300 Building $145,900
2023	$1,399.00	$110,760 Land $23,100 Building $87,660	$184,600 Land $38,500 Building $146,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	May 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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