Passaic County and Passaic City property record for 59 Ridge Ave, Passaic, NJ 07055
| Property Type | Single Family Home |
|---|---|
| Details | 3,092 sqft · built 1936 |
| Lot Size | 0.269 acres (11,713 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $427,500 (Feb 2003) |
| Tax Bill | $25,795 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Mar 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-03306-0000-00069 |
| Primary APN | 07-03306-0000-00069 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,092 sqft Living Area |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 11,713 sqft (0.269 acres) |
| Lot Dimensions | 165 ft deep x 71 ft wide |
| Street Address | 59 RIDGE AVE |
|---|---|
| City | PASSAIC |
| State | NJ |
| Zip | 07055-2418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Block | 3306 |
| Legal Lot Number | 69 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | PASSAIC |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 175601 |
59 Ridge Ave is owned and occupied by two individuals who bought it in February 2003.
Source: Passaic County and Passaic City records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 59 RIDGE AVE, PASSAIC, NJ 07055-2418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FM HOME LOANS LLC |
| Mar 20, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Aug 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FM HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 19, 2003 · Amount on File |
| Deed Sale | Feb 19, 2003 · Amount on File |
| Deed Book / Page | 556 / 28 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 59 RIDGE AVE, PASSAIC, NJ 07055-2418 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2022 |
| Title Company | RIVERSIDE ABSTRACT INC, RIVERSIDE ABSTRACT LLC |
| Name | Verified Name |
|---|
| Document Number | 0000077523 |
|---|---|
| Date | Dec 14, 2021 |
| Book Page | M17665/145 |
| Instrument | 2021077523 |
| Name | FM HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | BROOKLYN, NY 11210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 59 RIDGE AVE, PASSAIC, NJ 07055-2418 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000014630 |
|---|---|
| Date | Mar 20, 2020 |
| Book Page | M16075/121 |
| Instrument | 2020014630 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 1, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 59 RIDGE AVE, PASSAIC, NJ 07055-2418 |
| Document Number | 0000040453 |
| Instrument Date | Aug 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 59 RIDGE AVE PASSAIC NJ 070552418, PASSAIC, NJ 07055-2418 |
| Document Number | 0000040453 |
|---|---|
| Date | Sep 11, 2019 |
| Book Page | 015705/000221 |
| Instrument | 40453 |
| Name | FM HM LOANS |
|---|---|
| Address | BROOKLYN, NY 11210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 10, 2049 |
The 2025 property tax bill for 59 Ridge Ave was $25,795, up 3.3% from the year before.
Source: Passaic County and Passaic City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Passaic City |
| Unified School District | Passaic City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $605,800 (-) Land $340,000 Building $265,800 | $605,800 (-) Land $340,000 Building $265,800 | |
| 2025 | $25,795.00 (+3.28%) | $605,800 Land $340,000 Building $265,800 | $605,800 Land $340,000 Building $265,800 |
| 2024 | $24,977.00 | ||
| 2023 | $605,800 Land $340,000 Building $265,800 | $605,800 Land $340,000 Building $265,800 | |
| 2022 | $23,529.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 59 Ridge Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (2004–2021) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 59 Ridge Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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