59 Richardson St, Houston, DE 19954 Property Records

Kent County property record for 59 Richardson St, Houston, DE 19954

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,288 sqft · built 1991
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on File
Last Sale	$168,000 (Jun 2020)
Tax Bill	$490 (2026)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Jan 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5-11-181.10-01-19.01-000`

Property Details

APN / Parcel Number

Primary APN	`5-11-181.10-01-19.01-000`
Alternative APNs	`MD11181.100119.01/000` `50361` `57864`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	112 ft deep x 189 ft wide
View / Lot	Major Street/Thoroughfare
Shed	1 Shed
Canopy	420 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	57864
Street Address	59 RICHARDSON ST
City	HOUSTON
State	DE
Zip	19954-2043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Description	W SD SECOND ST LOT 59 RICHARDSON STREET
Legal Lot Number	1
Jurisdiction	KENT DE
Township / Civil Division	HARRINGTON
Census Block Group	2
Census Block	2046
Census Tract	42900

Owner

59 Richardson St is owned and occupied by two individuals who bought it in June 2020.

Source: Kent County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	59 RICHARDSON ST, HOUSTON, DE 19954-2043
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2020	Deed, Transfer · VA Mortgage ENVOY MORTGAGE LTD
Jan 8, 2019	Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Sep 20, 2017	Grant Deed, Transfer · FHA Mortgage WATERSTONE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2020 · Amount on File
Deed Sale	Jun 4, 2020 · Amount on File
Prior Sale	Jan 8, 2019 · Amount on File
Deed Document Number	2020387038
Deed Book / Page	10218 / 23
Prior Transfer Date	Jun 24, 2016
Prior Transfer Doc	0000298836
Record Updated	Oct 29, 2026

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT DE
Recording Date	Jun 4, 2020
Property Address	59 RICHARDSON ST, HOUSTON, DE 19954-2043
Document Number	0000387038
Book / Page	10218 / 23
Instrument Date	May 22, 2020
Instrument	2020-387038
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000387039
Date	Jun 4, 2020
Instrument	2020-387039

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT DE
Recording Date	Jan 8, 2019
Property Address	59 RICHARDSON ST, HOUSTON, DE 19954-2043
Document Number	0000354967
Book / Page	9440 / 213
Instrument Date	Dec 31, 2018
Instrument	2019-354967
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	59 RICHARDSON ST, HOUSTON, DE 19954-2043

Mortgage

Document Number	0000354968
Date	Jan 8, 2019
Instrument	2019-354968

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENT DE
Recording Date	Sep 20, 2017
Property Address	59 RICHARDSON ST, HOUSTON, DE 19954-2043
Document Number	0000326742
Book / Page	008801 / 000042
Instrument Date	Sep 6, 2017
Instrument	326742
Transaction Type	Transfer
Record Updated	Sep 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,370.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 RICHARDSON ST HOUSTON DE 199542043, HOUSTON, DE 19954-2043

Mortgage

Document Number	326743
Date	Sep 20, 2017
Book Page	008801/000046
Instrument	326743

Lender

Name	WATERSTONE MTG
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 19, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 59 Richardson St was $490, down 36.2% from the year before.

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Municipality	Houston Town
Unified School District	Milford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$490.00 (-36.2%)	$212,700 Land $49,600 Building $163,100
2025	$768.00
2023	$761.00	$33,900 Land $8,600 Building $25,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 59 Richardson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 59 Richardson St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: BridgeMAXX Suncoast Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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