59 Prospect St, Apt C4, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 59 Prospect St, Apt C4, Marblehead, MA 01945

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 720 sqft · built 1967
Owner	2 Individual Names on File
Last Sale	$280,000 (Mar 2020)
Tax Bill	$3,072 (2025)
Deeds & Mortgages	Oct 2020 Refinance Mar 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0110 B:0052 L:C4`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0110 B:0052 L:C4`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Units	16 Units
Stories	1 Story
Building Area	720 sqft Living Area

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	59 PROSPECT ST, C4
City	MARBLEHEAD
State	MA
Zip	01945-3160
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	52
Legal Lot Number	C4
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	1
Census Block	1002
Census Tract	203200

Owner

59 Prospect St, Apt C4 is owned and occupied by two individuals who bought it in March 2020.

Source: Essex County and Marblehead Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	59 PROSPECT ST, C4, MARBLEHEAD, MA 01945-3160
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SIERRA PACIFIC MORTGAGE CO INC
Mar 13, 2020	Condominium Deed, Transfer NOT AVAILABLE
Mar 17, 2020	Condominium Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2020 · Amount on File
Deed Sale	Mar 17, 2020 · Amount on File
Prior Sale	Jul 25, 2013 · Amount on File
Deed Book / Page	38340 / 551
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	59 PROSPECT ST APT C4, C4, MARBLEHEAD, MA 01945-3160
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39094-388
Date	Oct 23, 2020
Book Page	39094/388
Instrument	20201023004700

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

March 2020: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	MARBLEHEAD MA
Recording Date	Mar 13, 2020
Property Address	59 PROSPECT ST APT C4, C4, MARBLEHEAD, MA 01945-3160
Document Number	38332-239
Book / Page	038332 / 000239
Instrument Date	Mar 9, 2020
Instrument	13001850
Transaction Type	Transfer
Record Updated	Mar 31, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 MARGIN ST SALEM MA 01970, SALEM, MA 01970

March 2020: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	MARBLEHEAD MA
Recording Date	Mar 17, 2020
Property Address	59 PROSPECT ST APT C4, C4, MARBLEHEAD, MA 01945-3160
Document Number	38340-551
Book / Page	38340 / 551
Instrument Date	Mar 4, 2020
Instrument	20200317001200
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 PROSPECT ST APT C2, C2, MARBLEHEAD, MA 01945-3160

Mortgage

Document Number	200317001210
Date	Mar 17, 2020
Instrument	200317001210

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 59 Prospect St, Apt C4 was $3,072, up 14.4% from the year before.

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,072.00 (+14.37%)	$339,500 (+13.24%) Building $339,500	$367,460
2024	$2,686.00 (-2.4%)	$299,800 (+8.94%) Building $299,800
2023	$2,752.00	$275,200 Building $275,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 59 Prospect St, Apt C4 in Zone X, an area of minimal flood risk, though there have been 56 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	56 (1978–2018)
Claims Outside the SFHA	6 of 56
Most Recent Claim	Mar 2018 · Severe Winter Storm And Flooding
Claims by Event	Winter Coastal Storm, Dec 1992 · 8 claims Coastal Storm, Oct 1991 · 16 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 59 Prospect St, Apt C4 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

59 Prospect St, Apt C4, Marblehead, MA 01945 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2020: Condominium Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2020: Condominium Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number