59 Pratt St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 59 Pratt St, Reading, MA 01867 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,127 sqft · built 1928
Lot Size	0.251 acres (10,951 sqft)
Owner	2 Company Names on File
Last Sale	$1,160,000 (Aug 2023)
Tax Bill	$12,516 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`READ M:016.0-0000-0014.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:016.0-0000-0014.0`
Alternative APNs	`M:016.0=0000=0014.0` `400000000330` `400000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,127 sqft Living Area
Gross Area	4,420 sqft
Basement Area	1,154 sqft
Unfinished Basement	577 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,951 sqft (0.251 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	400000000330
Street Address	59 PRATT ST
City	READING
State	MA
Zip	01867-3433
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	1
Census Block	1020
Census Tract	334100

Owner

Source: Middlesex County and Reading Town records · APN READ M:016.0-0000-0014.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	59 PRATT ST, READING, MA 01867-3433
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · ARM CROSSCOUNTRY MTG LLC
Jan 25, 2024	Quit Claim Deed, Transfer Quitclaim
Aug 30, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 30, 2023 · Amount on Record
Deed Sale	Aug 30, 2023 · Amount on Record
Prior Sale	Apr 16, 1993 · Amount on Record
Deed Document Number	20231943398
Last Transfer Date	Jan 22, 2024
Transfer Doc	0001950987
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	59 PRATT ST, READING, MA 01867-3433
Transaction Type	Mortgage
Record Updated	Apr 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001995946
Date	Mar 16, 2026
Instrument	1995946

Lender

Name	CROSSCOUNTRY MTG LLC

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Apr 01, 2033
Index	Other
Margin	3

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Jan 25, 2024
Property Address	59 PRATT ST, READING, MA 01867-3433
Document Number	0001950987
Instrument Date	Jan 22, 2024
Instrument	1950987
Transaction Type	Transfer
Record Updated	Feb 09, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 PRATT ST, READING, MA 01867-3433

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Aug 30, 2023
Property Address	59 PRATT ST, READING, MA 01867-3433
Document Number	0001943398
Instrument Date	Aug 30, 2023
Instrument	1943398
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	59 PRATT ST, READING, MA 01867-3433

Mortgage

Document Number	0001943399
Date	Aug 30, 2023
Instrument	1943399

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Sep 01, 2033
Max Rate At Change	2.5%
Index	Other

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,516.00 (-0.51%)	$1,098,900 (+2.38%) Land $569,300 Building $529,600	$1,254,000 (+5.41%)
2024	$12,580.00 (+0.53%)	$1,073,400 (+7.99%) Land $536,800 Building $536,600	$1,189,590
2023	$12,514.00	$994,000 Land $497,000 Building $497,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173341001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1979–1998)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 1998, rainfall accumulation, Heavy Rains And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 424 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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