59 Old Cherry Point Rd, Gwynn, VA 23066 Property Records

Mathews County property record for 59 Old Cherry Point Rd, Gwynn, VA 23066

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,056 sqft · built 1966
Lot Size	0.285 acres (12,453 sqft)
Owner	Individual Name on File
Last Sale	$645,000 (Jan 2025)
Tax Bill	$2,115 (2026)
Deeds & Mortgages	May 2023 Line of Credit May 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11A1-2-3A`

Property Details

APN / Parcel Number

Primary APN	`11A1-2-3A`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Split Level
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,453 sqft (0.285 acres)
Garage Type	Attached
Garage Area	525 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	59 OLD CHERRY POINT RD
City	GWYNN
State	VA
Zip	23066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB 275-191
Legal Subdivision	GWYNN ISLAND ESTATES DEVELOPMENT
Legal Lot Number	3A
Jurisdiction	MATHEWS VA
Township / Civil Division	PIANKATANK
Census Block Group	1
Census Block	1004
Census Tract	951302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Gwynn's Island Historic District listed 2024 · 678 contributing resources · NRIS 100010202

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

59 Old Cherry Point Rd is owned by an individual who bought it in January 2025.

Source: Mathews County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	323 RIVERBEND DR, ADVANCE, NC 27006-8523
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Deed of Trust, Mortgage · Line of Credit CHESAPEAKE BANK
May 17, 2023	Deed of Trust, Mortgage · Line of Credit CHESAPEAKE BANK
Jun 9, 2022	Deed, Transfer · Line of Credit CHESAPEAKE BANK
Dec 19, 2019	Deed of Trust, Mortgage · VA Mortgage USAA FSB
May 3, 2018	Deed of Trust, Mortgage · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2025 · Amount on File
Deed Sale	Jan 15, 2025 · Amount on File
Prior Sale	Jun 9, 2022 · Amount on File
Deed Document Number	202550
Prior Transfer Date	Jan 13, 2025
Prior Transfer Doc	0000000049
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATHEWS VA
Property Address	59 OLD CHERRY POINT RD, GWYNN, VA 23066
Transaction Type	Mortgage
Record Updated	Aug 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2601 CHERRYTREE LN, NORTH CHESTERFIELD, VA 23235-2925

Mortgage

Document Number	0230000565
Date	May 17, 2023
Instrument	230000565

Lender

Name	CHESAPEAKE BANK
Type	Bank
Address	KILMARNOCK, VA 22482

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATHEWS VA
Property Address	59 OLD CHERRY POINT RD, GWYNN, VA 23066
Transaction Type	Mortgage
Record Updated	Jun 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2601 CHERRYTREE LN, NORTH CHESTERFIELD, VA 23235-2925

Mortgage

Document Number	0230000565
Date	May 17, 2023
Instrument	230000565

Lender

Name	CHESAPEAKE BANK
Type	Bank
Address	KILMARNOCK, VA 22482

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MATHEWS VA
Recording Date	Jun 9, 2022
Property Address	59 OLD CHERRY POINT RD, GWYNN, VA 23066
Document Number	0220000968
Map Reference	MB 1 PG 209
Instrument Date	Jun 6, 2022
Instrument	220000968
Transaction Type	Transfer
Record Updated	Feb 13, 2023
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$264.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2601 CHERRYTREE LN, NORTH CHESTERFIELD, VA 23235-2925

Mortgage

Document Number	0220000969
Date	Jun 9, 2022
Instrument	220000969

Lender

Name	CHESAPEAKE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATHEWS VA
Property Address	59 OLD CHERRY POINT RD, GWYNN, VA 23066
Transaction Type	Mortgage
Record Updated	Jan 2, 2020
Title Company	BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	190001660
Date	Dec 19, 2019
Instrument	190001660

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Interest

Rate	3.37%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATHEWS VA
Property Address	59 OLD CHERRY POINT RD, GWYNN, VA 23066
Transaction Type	Mortgage
Record Updated	May 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	180000533
Date	May 3, 2018
Instrument	180000533

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Interest

Rate	4.5%

Tax Assessment & Valuation

The 2026 property tax bill for 59 Old Cherry Point Rd was $2,115, up % from the year before.

Source: Mathews County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Mathews County
Unified School District	Mathews County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,115.00 (+0.05%)	$341,100 Land $175,000 Building $166,100
2025	$2,114.00
2023	$1,910.00	$341,100 Land $175,000 Building $166,100	$341,100 Land $175,000 Building $166,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 59 Old Cherry Point Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 29, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 144 individual policies
Nearby Flood Policies	171 units insured incl. 27 condo units
Nearby Flood Claims	8 (2003–2025)
Most Recent Claim	Oct 2025 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 59 Old Cherry Point Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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