59 N State St, Ripley, NY 14775 Property Records

Chautauqua County and Ripley Town property record for 59 N State St, Ripley, NY 14775

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,475 sqft · built 1920
Lot Size	0.354 acres (15,450 sqft)
Owner	Individual Name on File
Last Sale	$35,000 (Sep 2014)
Tax Bill	$1,592 (2026)
Deeds & Mortgages	Jul 2018 Line of Credit
APN	`066200 240.08-1-8`

Property Details

APN / Parcel Number

Primary APN	`066200 240.08-1-8`
Alternative APNs	`62002400080001008000` `62100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,475 sqft Living Area
1st Floor Area	1,475 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	15,450 sqft (0.354 acres)
Lot Dimensions	206 ft deep x 75 ft wide
Porch	Slab
Porch Area	440 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	62100
Street Address	59 N STATE ST
City	RIPLEY
State	NY
Zip	14775-9761
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	OLD APN: 066200 31-3-4
Legal Block	1
Legal Lot Number	8.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	RIPLEY
Census Block Group	1
Census Block	1002
Census Tract	36600

Owner

59 N State St is owned and occupied by an individual who bought it in September 2014.

Source: Chautauqua County and Ripley Town records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	59 N STATE ST, RIPLEY, NY 14775-9761
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2014 · Amount on File
Deed Sale	Sep 26, 2014 · Amount on File
Deed Book / Page	2014 / 5611
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	59 N STATE ST, RIPLEY, NY 14775-9761
Transaction Type	Mortgage
Record Updated	Aug 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2018002990
Date	Jul 11, 2018
Instrument	MT2018002990

Lender

Name	MANUFACTURERS AND TRADERS TRUST CO

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 59 N State St was $1,592 with exemptions applied, up 0.2% from the year before.

Source: Chautauqua County and Ripley Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
County Subdivision	Ripley Town
Unified School District	Ripley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,592.00 (+0.19%) Homeowner's exemption Senior Citizen's exemption
2025	$1,589.00	$45,000 Land $8,200 Building $36,800	$48,900 Land $8,911 Building $39,989
2023		$45,000 (+28.57%) Land $8,200 Building $36,800	$45,000 (+17%) Land $8,200 Building $36,800
2022	Homeowner's exemption Senior Citizen's exemption	$35,000 Land $8,000 Building $27,000	$38,462 Land $8,791 Building $29,671

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 59 N State St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 59 N State St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPLEY WATER DISTRICT serves 1,600 people · EPA ID NY0600372
Water Source	Surface water
Last State Inspection	May 2024
Lead	7 ppb (2024) action level 15 ppb
Copper	2.09 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Fidium Fiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20