Utah County property record for 59 N 1020 E, American Fork, UT 84003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,630 sqft · built 1989 |
| Lot Size | 0.207 acres (8,995 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $258,700 (May 2016) |
| Tax Bill | $2,496 (2025) |
| Deeds & Mortgages | Nov 2021 Second Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-055-0003 |
| Primary APN | 54-055-0003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,630 sqft Living Area |
| Gross Area | 2,970 sqft |
| 1st Floor Area | 1,182 sqft |
| Basement Area | 812 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | A-Frame |
| Exterior Material | Metal |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,995 sqft (0.207 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Slab |
| Porch Area | 448 sqft |
| Patio Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 086578 |
|---|---|
| Street Address | 59 N 1020 E |
| City | AMERICAN FORK |
| State | UT |
| Zip | 84003-2082 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3, PLAT A, VALLEY EAST SUB AREA 0.206 AC. |
| Legal Subdivision | VALLEY EAST |
| Legal Lot Number | 3 |
| Jurisdiction | UTAH UT |
| Township / Civil Division | AMERICAN FORK-PLEASANT GROVE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 203 |
59 N 1020 E is owned and occupied by two individuals who bought it in May 2016.
Source: Utah County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 59 N 1020 E, AMERICAN FORK, UT 84003-2082 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICA FIRST FCU |
| Mar 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 2, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM HM MTG |
| Jun 27, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM HM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2016 · Amount on File |
| Deed Sale | May 31, 2016 · Amount on File |
| Prior Sale | Sep 27, 2013 · Amount on File |
| Deed Document Number | 201648370 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 59 N 1020 E, AMERICAN FORK, UT 84003-2082 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000195935 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 195935:2021 |
| Name | AMERICA FIRST FCU |
|---|---|
| Type | Credit Union |
| Address | OGDEN, UT 84405 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Nov 30, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 59 N 1020 E, AMERICAN FORK, UT 84003-2082 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000055318 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 55318:2021 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 59 N 1020 E, AMERICAN FORK, UT 84003-2082 |
| Document Number | 0000009602 |
| Instrument Date | Mar 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY TX, FIRST AMERICAN TITLE CO TX |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 59 N 1020 E AMERICAN FORK UT 840032082, AMERICAN FORK, UT 84003-2082 |
| Document Number | 0000009602 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 9602 |
| Name | FREEDOM HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Jan 18, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 59 N 1020 E, AMERICAN FORK, UT 84003-2082 |
| Document Number | 0000060907 |
| Instrument Date | Jun 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2019 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 59 N 1020 E AMERICAN FORK UT 840032082, AMERICAN FORK, UT 84003-2082 |
| Document Number | 0000060907 |
|---|---|
| Date | Jul 2, 2019 |
| Instrument | 60907 |
| Name | FREEDOM HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2049 |
The 2025 property tax bill for 59 N 1020 E was $2,496, up % from the year before.
Source: Utah County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Utah |
| Municipality | American Fork City |
| County | Utah County |
| Unified School District | Alpine School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $298,705 (-42.49%) | $543,100 (+4.56%) Land $201,800 Building $341,300 | |
| 2025 | $2,496.00 (+0.04%) | $519,400 Land $201,800 Building $317,600 | $519,400 Land $201,800 Building $317,600 |
| 2024 | $2,495.00 (+11.83%) | ||
| 2023 | $2,231.00 (-1.89%) | $262,900 | $478,000 Land $192,100 Building $285,900 |
| 2022 | $2,274.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 59 N 1020 E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 59 N 1020 E is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Utah |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMERICAN FORK CITY serves 39,045 people · EPA ID UTAH25008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| CentraCom DSL · Fiber in parts of the area | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Beehive Broadband, SenaWave, Utah Broadband, Utah Telecommunication Open Infrastructure Agency.
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