Naugatuck Borough property record for 59 Margaret Cir, Naugatuck, CT 06770
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,236 sqft · built 1955 |
| Lot Size | 0.85 acres (37,026 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $328,000 (Nov 2005) |
| Tax Bill | $8,971 (2026) |
| Deeds & Mortgages | Oct 2024 Refinance Dec 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-2700 |
| Primary APN | 044-2700 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,236 sqft Living Area |
| Gross Area | 4,510 sqft |
| 1st Floor Area | 2,236 sqft |
| Basement Area | 1,296 sqft |
| Unfinished Basement | 1,296 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 37,026 sqft (0.85 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 44-2700 |
|---|---|
| Street Address | 59 MARGARET CIR |
| City | NAUGATUCK |
| State | CT |
| Zip | 06770-5009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Lot Number | 2700 |
| Jurisdiction | NAUGATUCK CT |
| Township / Civil Division | NAUGATUCK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 345202 |
59 Margaret Cir is owned and occupied by two individuals who bought it in November 2005.
Source: Naugatuck Borough records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 59 MARGARET CIR, NAUGATUCK, CT 06770-5009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 16, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Dec 19, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance WATERBURY TEACHERS FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 2005 · Amount on File |
| Deed Sale | Nov 3, 2005 · Amount on File |
| Prior Sale | Jul 9, 1999 · Amount on File |
| Deed Book / Page | 734 / 745 |
| Transfer Doc | 0490000824 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAUGATUCK CT |
| Property Address | 59 MARGARET CIR, NAUGATUCK, CT 06770-5009 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2024 |
| Name | Verified Name |
|---|
| Document Number | 001147-756 |
|---|---|
| Date | Oct 16, 2024 |
| Book Page | 1147/756 |
| Instrument | 2024-2895 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAUGATUCK CT |
| Property Address | 59 MARGARET CIR, NAUGATUCK, CT 06770-5009 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001114-901 |
|---|---|
| Date | Dec 19, 2022 |
| Book Page | 1114/901 |
| Instrument | 2022-4567 |
| Name | WATERBURY TEACHERS FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 289 Months |
| Due | Jan 1, 2047 |
The 2026 property tax bill for 59 Margaret Cir was $8,971, up 1.6% from the year before.
Source: Naugatuck Borough assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Naugatuck Borough |
| Unified School District | Naugatuck School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,971.00 (+1.63%) | $221,830 (-) Land $36,960 Building $184,870 | $429,747 (+176.75%) |
| 2025 | $8,827.00 | $221,830 Land $36,960 Building $184,870 | $155,281 Land $25,872 Building $129,409 |
| 2024 | $8,827.00 (-11.08%) | ||
| 2023 | $9,927.00 (+36.4%) | $221,830 (+45.55%) Land $36,960 Building $184,870 | |
| 2022 | $7,278.00 | $152,410 Land $39,720 Building $112,690 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 59 Margaret Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 59 Margaret Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, GoNetspeed, T-Mobile, Verizon.
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