Kennebec County and Waterville City property record for 59 Main St, Waterville, ME 04901
| Property Type | Department Store (Apparel, Household Goods, Furniture) |
|---|---|
| Details | 3 ba · 3,396 sqft · built 1900 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Individual Name on File |
| Last Sale | $545,000 (May 2026) |
| Tax Bill | $3,675 (2025) |
| Deeds & Mortgages | Jan 2015 Mortgage May 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WAVL M:044 B:167 |
| Primary APN | WAVL M:044 B:167 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Units | 4 Units |
| Stories | 3 Stories |
| Building Area | 3,396 sqft Total Area |
| Gross Area | 4,552 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 1,307 sqft (0.03 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 3196 |
|---|---|
| Street Address | 59 MAIN ST |
| City | WATERVILLE |
| State | ME |
| Zip | 04901 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Department Store (Apparel, Household Goods, Furniture) |
| Legal Block | 167 |
| Jurisdiction | WATERVILLE ME |
| Township / Civil Division | WATERVILLE |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 24102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
59 Main St, a commercial property, is owned by an individual who bought it in May 2026.
Source: Kennebec County and Waterville City records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 46 CHURCH ST, 3, OAKLAND, ME 04963-4944 |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 6, 2015 | Deed of Trust, Mortgage · Commercial Mortgage CAMDEN NATIONAL BANK |
| May 22, 2026 | Quit Claim Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY |
| Aug 5, 2019 | Warranty Deed, Transfer · Commercial Mortgage KENNEBEC SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2026 · Amount on File |
| Deed Sale | May 22, 2026 · Amount on File |
| Prior Sale | Sep 3, 2024 · Amount on File |
| Deed Book / Page | 15733 / 201 |
| Prior Transfer Date | May 21, 2026 |
| Prior Transfer Doc | 2026010502 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 59 MAIN ST, WATERVILLE, ME 04901 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000000232 |
|---|---|
| Date | Jan 6, 2015 |
| Book Page | 11889/0051 |
| Instrument | 000000000232 |
| Name | CAMDEN NATIONAL BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | May 22, 2026 |
| Property Address | 59 MAIN ST, WATERVILLE, ME 04901 |
| Document Number | 2026010502 |
| Book / Page | 15733 / 201 |
| Instrument Date | May 21, 2026 |
| Instrument | 202610502 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Date | May 22, 2026 |
|---|
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | Aug 5, 2019 |
| Property Address | 59 MAIN ST, WATERVILLE, ME 04901 |
| Document Number | 2019016810 |
| Book / Page | 13291 / 28 |
| Instrument Date | Aug 2, 2019 |
| Instrument | 2019016810 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2019016811 |
|---|---|
| Date | Aug 5, 2019 |
| Instrument | 2019016811 |
| Name | KENNEBEC SAVINGS BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 59 Main St was $3,675.
Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| Municipality | Waterville City |
| Unified School District | Waterville (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,675.00 | $216,200 Land $41,800 Building $174,400 |
| 2023 | $3,238.00 (+27.18%) | $162,700 (+65.18%) Land $34,500 Building $128,200 |
| 2022 | $2,546.00 | $98,500 Land $19,500 Building $79,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 59 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1991–1994) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 1994 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 59 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENNEBEC WATER DISTRICT serves 22,060 people · EPA ID ME0090750 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber · DSL in parts of the area | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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