59 Locust Valley Rd, Exeter, RI 02822 Property Records

Exeter Town property record for 59 Locust Valley Rd, Exeter, RI 02822

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,352 sqft · built 1984
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on Record
Tax Bill	$8,416 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Oct 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`4489-09`

Property Details

APN / Parcel Number

Primary APN	`4489-09`
Alternative APN	`EXET M:0037 B:0005 L:0014`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,352 sqft Living Area
Gross Area	5,336 sqft
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Colonial
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	174,240 sqft (4 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Water Source	Well

Location & Zoning

Account Number	4489-09
Street Address	59 LOCUST VALLEY RD
City	EXETER
State	RI
Zip	02822-3203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-4
Legal Block	5
Legal Lot Number	14
Jurisdiction	EXETER RI
Township / Civil Division	EXETER
Census Block Group	3
Census Block	3050
Census Tract	50500

Owner

Source: Exeter Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	59 LOCUST VALLEY RD, EXETER, RI 02822-3203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) TD BANK NA
Oct 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EXETER RI
Property Address	59 LOCUST VALLEY RD, EXETER, RI 02822-3203
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000598-52
Date	Jul 25, 2022
Book Page	598/52
Instrument	734

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EXETER RI
Property Address	59 LOCUST VALLEY RD, EXETER, RI 02822-3203
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	584-148
Date	Oct 4, 2021
Book Page	584/148
Instrument	1392

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Exeter Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Exeter Town
Elementary School District	Exeter-West Greenwich Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,416.00 (+37.29%)	$570,600 (+32.82%) Land $181,100 Building $389,500
2023	$6,130.00 (+2.35%)	$429,600 (-) Land $147,100 Building $282,500
2022	$5,989.00	$429,600 Land $147,100 Building $282,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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