59 Locust St, Saint Paul, MN 55115 Property Records

Washington County property record for 59 Locust St, Saint Paul, MN 55115

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,085 sqft · built 1991
Lot Size	0.485 acres (21,148 sqft)
Owner	2 Individual Names on File
Last Sale	$463,900 (Feb 2013)
Tax Bill	$8,016 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20-030-21-31-0112`

Property Details

APN / Parcel Number

Primary APN	`20-030-21-31-0112`
Alternative APN	`499002125`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,085 sqft Living Area
Basement Area	1,324 sqft
Finished Basement	1,242 sqft
Unfinished Basement	82 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,148 sqft (0.485 acres)
Lot Dimensions	220 ft deep x 96 ft wide
Garage Type	Attached
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	59 LOCUST ST
City	SAINT PAUL
State	MN
Zip	55115-1542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT A SUBDIVISIONCD 49900 SUBDIVISIONNAME MACARTNEY ESTATES BLOCK 1 LOT 5 SUBDIVISIONCD 49900 SUBDIVISIONNAME MACARTNEY ESTAT
Legal Range	21W
Legal Township	30N
Legal Section	20
Legal Subdivision	MACARTNEY ESTA
Legal Block	1
Legal Lot Number	A,5
Jurisdiction	WASHINGTON MN
Township / Civil Division	MAHTOMEDI
Census Block Group	1
Census Block	1002
Census Tract	70304

Owner

59 Locust St is owned and occupied by two individuals who bought it in February 2013.

Source: Washington County records, as of June 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	59 LOCUST ST, SAINT PAUL, MN 55115-1542
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FCU
Jun 16, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2013 · Amount on File
Deed Sale	Feb 14, 2013 · Amount on File
Prior Sale	Sep 11, 1997 · Amount on File
Deed Document Number	20133931965
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	59 LOCUST ST, MAHTOMEDI, MN 55115-1542
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004389560
Date	Oct 24, 2022
Instrument	4389560

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 20, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	59 LOCUST ST, MAHTOMEDI, MN 55115-1542
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004115910
Date	Jun 16, 2017
Instrument	4115910

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jul 2, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 59 Locust St was $8,016 with a homeowner's exemption.

Source: Washington County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Washington County
Municipality	Mahtomedi City
Unified School District	Mahtomedi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,016.00 Homeowner's exemption
2025		$633,900 (+0.67%) Land $236,800 Building $397,100	$633,900 (+0.67%) Land $236,800 Building $397,100
2024		$629,700 Land $226,000 Building $403,700	$629,700 Land $226,000 Building $403,700
2023	$9,220.00
2022		$785,200 Land $410,400 Building $374,800	$785,200 Land $410,400 Building $374,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 59 Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 59 Locust St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Mahtomedi serves 8,818 people · EPA ID MN1820013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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