59 Kenner St, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 59 Kenner St, Ludlow, KY 41016

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,495 sqft · built 1900
Lot Size	0.129 acres (5,625 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Mar 2016)
Tax Bill	$2,089 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026-33-08-019.00`

Property Details

APN / Parcel Number

Primary APN	`026-33-08-019.00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,495 sqft Finished Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Stucco
Foundation Type	Stone
Lot Area	5,625 sqft (0.129 acres)
Lot Dimensions	150 ft deep x 37.5 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	59 KENNER ST
City	LUDLOW
State	KY
Zip	41016-1453
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENNER GEO R PT LOT 31 37.5'X 150' ES KENNER 137 1/2' N ELM
Legal Subdivision	KENNER GEO R
Legal Lot Number	31
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3001
Census Tract	66900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Ludlow Historic District listed 1984 · 343 contributing resources · NRIS 84000526

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	59 KENNER ST, LUDLOW, KY 41016-1453
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK
May 10, 2021	Intrafamily Transfer, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2016 · Amount on Record
Deed Sale	Mar 2, 2016 · Amount on Record
Deed Document Number	201603 02 059 00145
Deed Book / Page	5841 / 346
Last Transfer Date	Apr 27, 2021
Transfer Doc	0005900222
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	Oct 5, 2026
Property Address	59 KENNER ST, LUDLOW, KY 41016-1453
Document Number	0000022565
Book / Page	507 / 403
Instrument Date	Sep 25, 2026
Instrument	2026100522565
Transaction Type	Mortgage
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 KENNER ST, LUDLOW, KY 41016-1453

Mortgage

Document Number	0000022565,
Date	Oct 5, 2026
Book Page	507/403
Instrument	2026100522565

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2056

Interest

Max Rate	-1%

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	May 10, 2021
Property Address	59 KENNER ST, LUDLOW, KY 41016-1453
Document Number	0005900222
Book / Page	89 / 478
Instrument Date	Apr 27, 2021
Instrument	21051005900222
Transaction Type	Transfer
Record Updated	May 21, 2021
Title Company	360 AMERICAN TITLE SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	59 KENNER ST, LUDLOW, KY 41016-1407

Mortgage

Document Number	0005900223
Date	May 10, 2021
Book Page	213/418
Instrument	21051005900223

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Ludlow City
Unified School District	Ludlow Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$236,200 (+47.63%) Land $15,000 Building $221,200	$236,200 (+47.63%) Land $15,000 Building $221,200
2025	$2,089.00 (+1.46%)	$160,000 (-) Land $10,000 Building $150,000	$160,000 (-) Land $10,000 Building $150,000
2023	$2,059.00	$160,000 Land $10,000 Building $150,000	$160,000 Land $10,000 Building $150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	12 (1997–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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