59 Karner Rd, Albany, NY 12205 Property Records

Albany County and Colonie Town property record for 59 Karner Rd, Albany, NY 12205

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,848 sqft · built 1920
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$192,500 (Jun 2018)
Tax Bill	$3,699 (2026)
Deeds & Mortgages	Nov 2021 Line of Credit Nov 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`012689 29.3-2-19`

Property Details

APN / Parcel Number

Primary APN	`012689 29.3-2-19`
Alternative APNs	`268902900300020190000000` `02900300020190000000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,848 sqft Living Area
1st Floor Area	924 sqft
2nd Floor Area	924 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	132 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	02900300020190000000
Street Address	59 KARNER RD
City	ALBANY
State	NY
Zip	12205-4737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	15
Legal Description	N-57 E-KARNER RD S-85-96.1
Legal Subdivision	EXCHANGE PARK
Legal Block	2
Legal Lot Number	19.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	4
Census Block	4016
Census Tract	13804

Owner

59 Karner Rd is owned and occupied by an individual who bought it in June 2018.

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	59 KARNER RD, ALBANY, NY 12205-4737
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU
Nov 28, 2023	Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU
May 22, 2018	Grant Deed, Transfer
May 22, 2018	Warranty Deed, Transfer NEW WORLD ABSTRACT COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2018 · Amount on File
Deed Sale	Jun 1, 2018 · Amount on File
Prior Sale	Aug 12, 2002 · Amount on File
Deed Document Number	201811874
Prior Transfer Date	Apr 10, 2013
Prior Transfer Doc	0030631062
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	59 KARNER RD, ALBANY, NY 12205-4737
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 KARNER RD, ALBANY, NY 12205-4737

Mortgage

Document Number	0000003531
Date	Nov 4, 2021
Instrument	R2021-33531

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Oct 27, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	59 KARNER RD, ALBANY, NY 12205-4737
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 KARNER RD, ALBANY, NY 12205-4737

Mortgage

Document Number	0000001411
Date	Nov 28, 2023
Instrument	R2023-21411

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 21, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBANY NY
Recording Date	May 22, 2018
Property Address	59 KARNER RD, ALBANY, NY 12205-4737
Document Number	0020181059
Book / Page	002018 / 011059
Instrument Date	May 17, 2018
Transaction Type	Transfer
Record Updated	Jul 2, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 KARNER RD ALBANY NY 122054737, ALBANY, NY 12205-4737

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	May 22, 2018
Property Address	59 KARNER RD, ALBANY, NY 12205-4737
Document Number	0000011059
Instrument Date	May 16, 2018
Instrument	11059
Transaction Type	Transfer
Record Updated	Jun 21, 2018
Title Company	NEW WORLD ABSTRACT COMPANY

Transaction

Amount	Amount on Record
Tax	$892.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 LEE AVE TROY NY 121802712, TROY, NY 12180-2712

Tax Assessment & Valuation

The 2026 property tax bill for 59 Karner Rd was $3,699 with a disabled person's exemption, up 39.7% from the year before.

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,699.00 (+39.69%) Disabled Person's exemption
2025	$2,648.00 Disabled Person's exemption	$95,000 Land $23,800 Building $71,200	$217,400 Land $54,464 Building $162,936
2023		$95,000 (-) Land $23,800 Building $71,200	$186,300 (+9.33%) Land $46,673 Building $139,627
2022		$95,000 Land $23,800 Building $71,200	$170,404 Land $42,691 Building $127,713
2021	$2,028.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 59 Karner Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Mar 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 59 Karner Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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