59 Indian Ridge Rd, Flora, IL 62839 Property Records

Clay County property record for 59 Indian Ridge Rd, Flora, IL 62839

Property Summary

Property Type	Commercial
Lot Size	3.3 acres (143,748 sqft)
Owner	Company Name on File
Last Sale	$320,000 (Feb 2024)
Tax Bill	$6,409 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-28-101-015`

Property Details

APN / Parcel Number

Primary APN	`11-28-101-015`

Exterior

Lot Area	143,748 sqft (3.3 acres)

Location & Zoning

Street Address	59 INDIAN RIDGE RD
City	FLORA
State	IL
Zip	62839-3232
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SEC 28-3-7 CHAS LANE SUB-DIV LOTS 15 & 16 N OF NEW US 50 3.30 AC
Legal Range	07
Legal Township	03
Legal Section	28
Legal Subdivision	CHAS LANE SUB
Legal Lot Number	15-16
Jurisdiction	CLAY IL
Township / Civil Division	STANFORD
Census Block Group	2
Census Block	2003
Census Tract	972100

Owner

59 Indian Ridge Rd, a commercial property, is owned by a company that bought it in February 2024.

Source: Clay County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	2306 N RANEY ST, EFFINGHAM, IL 62401-4532
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Warranty Deed, Transfer · Commercial Mortgage TEUTOPOLIS STATE BANK
Jun 5, 2017	Deed of Trust, Mortgage · Commercial Mortgage FLORA SAVINGS BANK
Nov 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY PARTNERS SAV BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2024 · Amount on File
Deed Sale	Feb 1, 2024 · Amount on File
Prior Sale	Mar 12, 2015
Deed Document Number	2024208832
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Feb 1, 2024
Property Address	59 INDIAN RIDGE RD, FLORA, IL 62839-3232
Document Number	0000208832
Map Reference	REC 171 PG 436
Instrument Date	Jan 24, 2024
Instrument	208832
Transaction Type	Transfer
Record Updated	Feb 14, 2024
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2306 N RANEY ST, EFFINGHAM, IL 62401-4532

Mortgage

Document Number	0000208833
Date	Feb 1, 2024
Instrument	208833

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Feb 2, 2029

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	59 INDIAN RIDGE RD, FLORA, IL 62839-3232
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D191831
Date	Jun 5, 2017
Instrument	D191831

Lender

Name	FLORA SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 10, 2022

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	59 INDIAN RIDGE RD, FLORA, IL 62839-3232
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D197775
Date	Nov 7, 2019
Instrument	D197775

Lender

Name	COMMUNITY PARTNERS SAV BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Jun 10, 2022

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 59 Indian Ridge Rd was $6,409, down 7.3% from the year before.

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Stanford Township
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,409.00 (-7.32%)	$108,153 Land $5,231 Building $102,922	$324,459 Land $15,693 Building $308,766
2024	$6,915.00
2022	$7,105.00 (-1.63%)	$103,480 Land $4,634 Building $98,846	$310,440 Land $13,902 Building $296,538
2021	$7,223.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 59 Indian Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 59 Indian Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Indian Ridge Rd

Nearby Streets

All Flora, IL Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures