59 Hardwick Rd, Gilbertville, MA 01031 Property Records

Worcester County and Hardwick Town property record for 59 Hardwick Rd, Gilbertville, MA 01031

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,576 sqft · built 1930
Lot Size	0.396 acres (17,250 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,872 (2026)
Deeds & Mortgages	May 2026 Transfer Jul 2024 Line of Credit + 3 more
APN	`520-00410`

Property Details

APN / Parcel Number

Primary APN	`520-00410`
Alternative APNs	`HARD M:0520 B:0000 L:0041-0` `M:0520 B:0000 L:0041=0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,576 sqft Living Area
Gross Area	3,254 sqft
1st Floor Area	820 sqft
Basement Area	756 sqft
Unfinished Basement	756 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,250 sqft (0.396 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	520-00410
Street Address	59 HARDWICK RD
City	GILBERTVILLE
State	MA
Zip	01031-9808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GV
Legal Lot Number	41-0
Jurisdiction	HARDWICK MA
Township / Civil Division	HARDWICK
Census Block Group	2
Census Block	2003
Census Tract	723100

Owner

Source: Worcester County and Hardwick Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	59 HARDWICK RD, GILBERTVILLE, MA 01031-9808
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Quit Claim Deed, Transfer Quitclaim
Jul 26, 2024	Deed of Trust, Mortgage · Line of Credit LEOMINSTER CU
Jun 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance POLISH NATIONAL CU
May 15, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance POLISH NATIONAL CU
Apr 1, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance POLISH NATIONAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 26, 2019
Transfer Doc	060217-371
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARDWICK MA
Recording Date	May 1, 2026
Property Address	59 HARDWICK RD, GILBERTVILLE, MA 01031-9808
Document Number	00073524-5
Book / Page	73524 / 5
Instrument Date	May 1, 2026
Instrument	202634229
Transaction Type	Transfer
Record Updated	Aug 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 HARDWICK RD, GILBERTVILLE, MA 01031-9808

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDWICK MA
Property Address	59 HARDWICK RD, GILBERTVILLE, MA 01031-9808
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	070807-127
Date	Jul 26, 2024
Book Page	70807/127
Instrument	58591

Lender

Name	LEOMINSTER CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2044

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDWICK MA
Property Address	59 HARDWICK RD, GILBERTVILLE, MA 01031-9808
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62635-83
Date	Jun 22, 2020
Book Page	62635/83
Instrument	65239

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDWICK MA
Property Address	59 HARDWICK RD, GILBERTVILLE, MA 01031-9808
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60410-89
Date	May 15, 2019
Book Page	60410/89
Instrument	43701

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2034

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARDWICK MA
Recording Date	Apr 1, 2019
Property Address	59 HARDWICK RD, GILBERTVILLE, MA 01031-9808
Document Number	60217-371
Book / Page	60217 / 371
Instrument Date	Mar 26, 2019
Instrument	28094
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 HARDWICK POND RD, HARDWICK, MA 01082-9320

Mortgage

Document Number	60217-374
Date	Apr 1, 2019
Book Page	60217/374
Instrument	28095

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Worcester County and Hardwick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Hardwick Town
Unified School District	Quabbin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,872.00 (+9.41%)	$225,400 (+12.93%) Land $27,000 Building $189,300	$271,654 (+1.37%)
2025	$2,625.00 (+4.21%)	$199,600 (-) Land $27,000 Building $172,600	$267,995 (-7.54%)
2024	$2,519.00 (+0.52%)	$199,600 (+5.94%) Land $27,000 Building $172,600	$289,845
2023	$2,506.00	$188,400 Land $25,800 Building $162,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GILBERTVILLE WATER DISTRICT serves 1,089 people · EPA ID MA1124001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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