59 Gerry St, Cambridge, MA 02138 Property Records

Middlesex County and Cambridge City property record for 59 Gerry St, Cambridge, MA 02138

Property Summary

Property Type	Condominium
Details	4 bd · 4 ba · 1,820 sqft · built 1989
Lot Size	0.117 acres (5,127 sqft)
Owner	2 Individual Names on File
Last Sale	$1,938,000 (May 2024)
Tax Bill	$12,671 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`166-25-5`

Property Details

APN / Parcel Number

Primary APN	`166-25-5`
Alternative APN	`CAMB M:00166 L:0002500005`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Building Area	1,820 sqft Living Area
Gross Area	2,420 sqft
1st Floor Area	1,820 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Other
Lot Area	5,127 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Electric

Location & Zoning

Street Address	59 GERRY ST
City	CAMBRIDGE
State	MA
Zip	02138
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	C1
Legal Subdivision	GERRY PLACE
Legal Lot Number	2500005
Jurisdiction	CAMBRIDGE MA
Township / Civil Division	CAMBRIDGE
Census Block Group	1
Census Block	1011
Census Tract	354100

Owner

59 Gerry St, a condominium, is owned by two individuals who bought it in May 2024.

Source: Middlesex County and Cambridge City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 GERRY ST, 5, CAMBRIDGE, MA 02138-5713
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2020	Deed of Trust, Mortgage · ARM THIRD FEDERAL SAVING & LOAN ASSOC
Jan 7, 2020	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2024 · Amount on File
Deed Sale	May 30, 2024 · Amount on File
Prior Sale	Dec 31, 1993 · Amount on File
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	5 GERRY ST, CAMBRIDGE, MA 02138-5713
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	073997-401
Date	Jan 16, 2020
Book Page	73997/401
Instrument	7177

Lender

Name	THIRD FEDERAL SAVING & LOAN ASSOC

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Type Change Date	Feb 1, 2023

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	5 GERRY ST, CAMBRIDGE, MA 02138-5713
Document Number	74048-501
Instrument Date	Jan 7, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 GERRY ST #UT5 CAMBRIDGE MA 021385713, CAMBRIDGE, MA 02138-5713

Mortgage

Document Number	74048-501
Date	Jan 28, 2020
Book Page	074048/000501
Instrument	13102

Lender

Name	THIRD FED'L S&L ASSN

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 27, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 59 Gerry St was $12,671, up 7.8% from the year before.

Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Cambridge City
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,671.00 (+7.76%)	$1,995,500 (+0.46%) Building $1,995,500	$1,806,425 (+0.42%)
2024	$11,759.00 (+10.07%)	$1,986,300 (+8.95%) Building $1,986,300	$1,798,920
2023	$10,683.00	$1,823,100 Building $1,823,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 59 Gerry St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 59 Gerry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE WATER DEPARTMENT serves 118,214 people · EPA ID MA3049000
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry, Verizon.

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